Abbybank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.26 percentage points to 3.58%. Abbybank ranks 101st of 153 Wisconsin banks on net interest margin, in the lower half at 3.58% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Abbybank sits 0.37 points lower, at 3.58% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.19% |
| Yield on loans | 6.38% |
| Yield on securities | 2.01% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.65% |
| Cost of interest-bearing deposits | 2.02% |
| Cost of interest-bearing liabilities | 2.17% |
| Cost of borrowings | 4.28% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.58% |
| Yield to cost spread | 3.02% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $7.0M |
| Total interest expense | $2.5M |
| Interest expense on deposits | $2.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.01% | 1.45% | 2.59% | 4.91% | 1.92% |
| Q4 2023 | 4.30% | 1.83% | 2.55% | 5.31% | 1.85% |
| Q1 2024 | 4.35% | 1.97% | 2.44% | 5.38% | 1.77% |
| Q2 2024 | 4.65% | 2.14% | 2.59% | 5.70% | 1.90% |
| Q3 2024 | 4.75% | 2.22% | 2.59% | 5.83% | 1.85% |
| Q4 2024 | 4.85% | 2.17% | 2.76% | 5.97% | 1.83% |
| Q1 2025 | 4.83% | 2.06% | 2.81% | 5.97% | 1.85% |
| Q2 2025 | 4.97% | 1.83% | 3.19% | 6.14% | 1.86% |
| Q3 2025 | 5.02% | 1.79% | 3.27% | 6.20% | 1.90% |
| Q4 2025 | 5.12% | 1.78% | 3.40% | 6.31% | 1.99% |
| Q1 2026 | 4.97% | 1.70% | 3.32% | 6.17% | 1.96% |
| Q2 2026 | 5.19% | 1.65% | 3.58% | 6.38% | 2.01% |
Abbybank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbybank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbybank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19795) · FFIEC NIC profile (RSSD 198149)