Amalgamated Bank of Chicago: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets rose 3.2% from Q1 2026 to Q2 2026, ending at $909.4M against $881.1M. It was the largest change among the key lines on this page. Within Illinois, Amalgamated Bank of Chicago is 92nd of 198 on CET1 ratio, 15.60% as of Q2 2026, above the middle of the field. Amalgamated Bank of Chicago reported 15.60% on CET1 ratio for Q2 2026, 2.12 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.60% |
| Tier 1 risk-based capital ratio | 15.60% |
| Total risk-based capital ratio | 16.63% |
| Tier 1 leverage ratio | 11.41% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $141.9M |
| Tier 1 capital | $141.9M |
| Total risk-based capital | $151.2M |
| Total equity capital | $140.6M |
| Risk-weighted assets | $909.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.58% |
| Tangible equity to tangible assets | 10.58% |
| Equity capital to average assets | 11.31% |
| Internal capital growth rate | 10.79% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.2M |
| Common stock surplus | $17.8M |
| Retained earnings | $121.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.00% | 15.00% | 16.22% | 11.33% | $743.0M |
| Q4 2023 | 14.54% | 14.54% | 15.76% | 10.21% | $786.4M |
| Q1 2024 | 14.93% | 14.93% | 16.18% | 10.70% | $778.8M |
| Q2 2024 | 14.98% | 14.98% | 16.23% | 10.71% | $793.4M |
| Q3 2024 | 14.79% | 14.79% | 16.04% | 10.66% | $820.5M |
| Q4 2024 | 14.99% | 14.99% | 16.24% | 10.34% | $829.3M |
| Q1 2025 | 15.75% | 15.75% | 17.01% | 11.08% | $800.7M |
| Q2 2025 | 16.14% | 16.14% | 17.39% | 11.02% | $795.6M |
| Q3 2025 | 15.49% | 15.49% | 16.59% | 11.23% | $851.9M |
| Q4 2025 | 16.11% | 16.11% | 17.20% | 10.59% | $841.8M |
| Q1 2026 | 15.68% | 15.68% | 16.74% | 11.55% | $881.1M |
| Q2 2026 | 15.60% | 15.60% | 16.63% | 11.41% | $909.4M |
Amalgamated Bank of Chicago regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Amalgamated Bank of Chicago, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amalgamated Bank of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 903) · FFIEC NIC profile (RSSD 397531)