Amalgamated Bank of Chicago: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Amalgamated Bank of Chicago of Chicago, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.31% | 1.46% | -0.15% | 53rd above |
| ROAE | 11.73% | 12.72% | -0.99% | 46th below |
| Net Interest Margin | 3.87% | 3.85% | +0.02% | 61st above |
| Efficiency Ratio | 65.36% | 57.40% | +7.96% | 30th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.75% | 1.88% | -0.13% | 52nd above |
| Yield on Earning Assets | 5.31% | 5.72% | -0.41% | 36th below |
| Cost of Funds | 1.49% | 2.02% | -0.53% | 81st top |
| Net Interest Spread | 2.41% | 3.18% | -0.77% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.67% | 1.00% | -0.33% | 47th below |
| NPA / Total Assets | 0.43% | 0.76% | -0.33% | 55th above |
| NCO / Avg Loans | -0.01% | 0.43% | -0.44% | 93rd top |
| ACL / Total Loans | 1.01% | 1.31% | -0.30% | 32nd below |
| ACL / NPLs (Coverage) | 151.40% | 543.56% | -392.16% | 45th below |
| Texas Ratio | 3.81% | 7.39% | -3.58% | 59th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.60% | 17.34% | -1.74% | 76th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.60% | 17.37% | -1.77% | 75th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.63% | 18.42% | -1.79% | 75th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.41% | 11.44% | -0.03% | 68th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.58% | 11.34% | -0.76% | 53rd above |
| TCE / Tangible Assets | 10.58% | 10.50% | +0.08% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.50% | 86.96% | -12.46% | 79th top |
| Core Deposit Ratio | 95.37% | 85.55% | +9.82% | 87th top |
| Uninsured Deposit Ratio | 52.38% | 33.11% | +19.27% | 7th bottom |
| Wholesale Funding Ratio | 2.02% | 5.71% | -3.69% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.61% | 9.68% | -4.07% | 53rd above |
| Loan Growth (Y/Y) | 17.07% | 8.05% | +9.02% | 89th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.64% | 7.87% | -1.23% | 61st above |
See Amalgamated Bank of Chicago's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Amalgamated Bank of Chicago, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Amalgamated Bank of Chicago profile, how to read a UBPR, or how this data updates.