Amalgamated Bank of Chicago: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.19 percentage points lower than in Q1 2026, at 74.50%. Within Illinois, Amalgamated Bank of Chicago is 134th of 323 on return on assets, 1.31% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets; Amalgamated Bank of Chicago reported 1.31% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.60% |
| Tier 1 risk-based capital ratio | 15.60% |
| Total risk-based capital ratio | 16.63% |
| Tier 1 leverage ratio | 11.41% |
| Equity capital to assets | 10.58% |
| Tangible equity to tangible assets | 10.58% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.67% |
| Non-performing assets ratio | 0.43% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 3.81% |
| Allowance for credit losses to loans | 1.01% |
| Reserve coverage of non-performing loans | 151.40% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.31% |
| Return on equity | 11.73% |
| Net interest margin | 3.87% |
| Efficiency ratio | 65.36% |
| Yield on earning assets | 5.31% |
| Cost of funds | 1.49% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.50% |
| Core deposits to total deposits | 95.37% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.99% |
| Securities to assets | 6.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.00% | 15.00% | 16.22% | 11.33% | 1.07% |
| Q4 2023 | 14.54% | 14.54% | 15.76% | 10.21% | 1.11% |
| Q1 2024 | 14.93% | 14.93% | 16.18% | 10.70% | 0.95% |
| Q2 2024 | 14.98% | 14.98% | 16.23% | 10.71% | 0.99% |
| Q3 2024 | 14.79% | 14.79% | 16.04% | 10.66% | 0.97% |
| Q4 2024 | 14.99% | 14.99% | 16.24% | 10.34% | 1.14% |
| Q1 2025 | 15.75% | 15.75% | 17.01% | 11.08% | 0.95% |
| Q2 2025 | 16.14% | 16.14% | 17.39% | 11.02% | 0.91% |
| Q3 2025 | 15.49% | 15.49% | 16.59% | 11.23% | 1.34% |
| Q4 2025 | 16.11% | 16.11% | 17.20% | 10.59% | 1.25% |
| Q1 2026 | 15.68% | 15.68% | 16.74% | 11.55% | 1.20% |
| Q2 2026 | 15.60% | 15.60% | 16.63% | 11.41% | 1.31% |
Amalgamated Bank of Chicago vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Amalgamated Bank of Chicago, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amalgamated Bank of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 903) · FFIEC NIC profile (RSSD 397531)