Amalgamated Bank of Chicago: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 1.46 percentage points in Q2 2026, from 79.58% to 78.12%. It was the largest change from Q1 2026 among the key lines here. Amalgamated Bank of Chicago ranks 172nd of 323 Illinois banks on loan-to-deposit ratio, in the lower half at 74.50% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Amalgamated Bank of Chicago sits 13.70 points lower, at 74.50% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $354.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $436.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $26.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.02% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.50% |
| Net loans and leases to deposits | 73.75% |
| Loans and leases to core deposits | 78.12% |
| Core deposits to total deposits | 95.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 75.34% | 91.98% | $0 | $12.7M |
| Q4 2023 | 61.14% | 93.86% | $0 | $26.7M |
| Q1 2024 | 73.21% | 92.35% | $0 | $25.6M |
| Q2 2024 | 69.83% | 94.59% | $0 | $27.6M |
| Q3 2024 | 74.88% | 95.27% | $0 | $28.0M |
| Q4 2024 | 61.12% | 96.14% | $0 | $27.0M |
| Q1 2025 | 72.75% | 95.13% | $0 | $26.8M |
| Q2 2025 | 67.86% | 95.52% | $0 | $26.4M |
| Q3 2025 | 72.04% | 95.60% | $0 | $38.2M |
| Q4 2025 | 60.94% | 96.24% | $0 | $26.8M |
| Q1 2026 | 75.69% | 95.11% | $0 | $25.5M |
| Q2 2026 | 74.50% | 95.37% | $0 | $26.8M |
Amalgamated Bank of Chicago liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Amalgamated Bank of Chicago, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amalgamated Bank of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 903) · FFIEC NIC profile (RSSD 397531)