Bank call report · Coral Gables, FL
Amerant Bank, N.A. Call Report
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Amerant Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 503 reported line items, schedule by schedule (1,230 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 83638 |
| FDIC certificate number | 22953 |
| Total assets | $10.27B |
Official Q2 2026 call report PDF (FFIEC) →
Amerant Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Amerant Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $10.27B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $10.27B |
| Total Liabilities and Minority Interest | RCFD2948 | $9.29B |
| Total Deposits | RCON2200 | $8.36B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $6.74B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $6.66B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $6.65B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $2.55B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $2.55B |
| Deposits: Noninterest-bearing | RCON6631 | $1.71B |
| Total Equity Capital | RCFD3210 | $986.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $986.3M |
| Other Borrowed Money (consolidated) | RCFD3190 | $702.6M |
| Other Borrowed Money (domestic offices) | RCON3190 | $702.6M |
| Other Assets | RCFD2160 | $482.0M |
| Undivided Profits and Capital Reserves | RCFD3632 | $470.4M |
| Surplus | RCFD3839 | $421.5M |
| Interest-bearing Balances | RCFD0071 | $260.6M |
| Other Liabilities, Total | RCFD2930 | $224.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $127.7M |
| Loans and Leases Held for Sale | RCFD5369 | $122.6M |
| Common Stock | RCFD3230 | $119.0M |
| Allowance for Loan and Lease Losses | RCFD3123 | $85.5M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $37.8M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$24.6M |
| Intangible Assets | RCFD2143 | $20.4M |
| Goodwill | RCFD3163 | $19.2M |
| Equity securities with readily determinable fair values not held for trading (consolidated) | RCFDJA22 | $2.5M |
| Equity securities with readily determinable fair values not held for trading (domestic offices) | RCONJA22 | $2.5M |
Schedule RI: Income Statement (50 items)
About Schedule RI · Amerant Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $268.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $206.1M |
| Net Interest Income | RIAD4074 | $165.4M |
| Total Noninterest Expense | RIAD4093 | $129.7M |
| Total Interest Expense | RIAD4073 | $103.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $99.5M |
| Salaries and Employee Benefits | RIAD4135 | $67.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $57.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $57.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $54.7M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $53.4M |
| Other Noninterest Expense | RIAD4092 | $48.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $46.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $44.9M |
| Net Income (Loss) | RIAD4340 | $44.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $44.9M |
| Total Noninterest Income | RIAD4079 | $33.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $30.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $23.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $23.5M |
| Other Noninterest Income | RIADB497 | $15.3M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $13.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $13.2M |
| Applicable Income Taxes | RIAD4302 | $12.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $12.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $12.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $12.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $9.8M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $7.6M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $6.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $5.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5.0M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $3.9M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | -$2.6M |
| Other Interest Income | RIAD4518 | $1.9M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $1.8M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $1.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.7M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $835K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $547K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $396K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $267K |
| Interest Rate Exposures | RIAD8757 | $101K |
| Trading Revenue | RIADA220 | $101K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $41K |
| Interest on Other Securities | RIAD4060 | $36K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$11K |
| Net Servicing Fees | RIADB492 | $3K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 704 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $298.3M |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $298.3M |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $257.3M |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $257.3M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $22.2M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $22.2M |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $18.8M |
| Currency and Coin | RCON0080 | $18.0M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $811K |
Schedule RC-B: Securities (35 items)
About Schedule RC-B · Amerant Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $142.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $138.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $1.87B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $1.85B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Available-for-sale Amortized Cost | RCFDG310 | $1.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Available-for-sale Fair Value | RCFDG311 | $1.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $121.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $114.9M |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $2.58B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $1.92B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $217.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities (consolidated) | RCFD1287 | $217.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities (domestic offices) | RCON1287 | $217.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $198.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $198.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $132.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $131.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $98.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $94.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCFDHT52 | $83.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $82.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCFDHT53 | $82.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $53.5M |
| Pledged Securities | RCFD0416 | $49.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $35.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $22.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $16.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $15.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $15.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $12.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $10.7M |
| Fair Value of Other Available-for-sale Pass-through Securities | RCON1713 | $1.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA556 | $916K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $315K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA557 | $196K |
Schedule RC-C, Part I: Loans and Leases (44 items)
About Schedule RC-C, Part I · Amerant Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $6.87B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $6.87B |
| Loans Secured by Real Estate | RCFD1410 | $5.08B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $3.24B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $1.60B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.59B |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $1.47B |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $1.47B |
| Pledged Loans and Leases | RCFDG378 | $1.40B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $1.21B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.01B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $744.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $696.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $588.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $474.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $340.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $324.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $256.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $245.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $165.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) | RCFDB539 | $157.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) | RCONB539 | $157.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $139.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $118.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $85.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $85.5M |
| Loans to mortgage credit intermediaries (consolidated) | RCFDPV05 | $85.5M |
| Loans to mortgage credit intermediaries (domestic offices) | RCONPV05 | $85.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $69.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $69.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $61.6M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $51.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $51.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $35.1M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCFDB837 | $30.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $26.9M |
| Commercial and Industrial Loans to Non-u.s. Addressees (consolidated) | RCFD1764 | $22.0M |
| Commercial and Industrial Loans to Non-u.s. Addressees (domestic offices) | RCON1764 | $22.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $14.8M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $11.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $293K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $293K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (consolidated) | RCFDK137 | $55K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (domestic offices) | RCONK137 | $55K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $136.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $97.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $32.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $10.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $9.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $706K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 308 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 229 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 224 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 182 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 78 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 11 |
Schedule RC-E: Deposit Liabilities (39 items)
About Schedule RC-E · Amerant Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $4.18B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $4.18B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $4.11B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $3.44B |
| Total Demand Deposits (See Note Below) | RCON2210 | $3.25B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.03B |
| Total reciprocal deposits | RCONJH83 | $1.07B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $1.06B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $966.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $820.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $761.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $761.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $748.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $696.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $675.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $670.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $633.4M |
| Total Transaction Accounts - Deposits of Banks in Foreign Countries | RCON2213 | $537.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $498.2M |
| Total Brokered Deposits | RCON2365 | $498.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $492.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $425.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $350.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $276.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $255.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $248.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $241.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $231.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $207.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $187.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $58.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $40.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $34.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $33.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $22.8M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $14.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $9.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $5.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $3.7M |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $265.4M |
| Other Assets | RCFD2168 | $75.8M |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $56.6M |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $56.6M |
| Net Deferred Tax Assets | RCFD2148 | $46.5M |
| Accrued Interest Receivable | RCFDB556 | $37.6M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCFDC010 | $26.0M |
| Accounts Receivable | RCFDFT34 | $22.8M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCFD2938 | $167.4M |
| Operating lease liabilities | RCFDLB56 | $120.5M |
| Other Expenses Accrued and Unpaid | RCFD3646 | $40.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $9.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $7.6M |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $2.12B |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $130.7M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $10.27B |
| Total Liabilities | RCON3129 | $9.29B |
| Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8495 | $82.0M |
| Total amount of fair value option loans held for investment and held for sale (for banks elected to elected to report or are required RC-D) | RCONJF75 | $389K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Amerant Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $10.09B |
| Quarterly Average of Total Loans | RCON3360 | $6.75B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $3.17B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $2.40B |
| Mortgage-backed Securities | RCFDB559 | $2.29B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $2.23B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.77B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.59B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.30B |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $712.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $698.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $324.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $215.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $89.9M |
| All Other Securities | RCFDB560 | $2.5M |
| Quarterly Average of Assets Held in Trading Accounts | RCFD3401 | $209K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $95K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (22 items)
About Schedule RC-L · Amerant Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCFDG403 | $85.1M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Recognized as a Guarantee for Regulatory Capital Purposes | RCFDG404 | $47.7M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG410 | $85.1M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG416 | $47.7M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $3.16B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $2.94B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCFDA589 | $1.35B |
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $494.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $456.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $266.1M |
| Purchased OTC Interest Rate Option Contracts | RCFD8713 | $107.3M |
| Written OTC Interest Rate Option Contracts | RCFD8709 | $107.3M |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $103.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCFD3819 | $94.1M |
| Performance Standby Letters of Credit | RCFD3821 | $89.1M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCFDC974 | $85.1M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCFDC975 | $47.7M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCFDPV12 | $34.9M |
| Other unused commitments: Loans to nondepository financial institutions | RCFDPV11 | $34.9M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $26.0M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $26.0M |
| 1-4 Family Residential Construction Loan Commitments | RCFDF164 | $21.4M |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Amerant Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDF056 | $702.6M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $14.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $4.2M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.6M |
| All other intangible assets | RCFDJF76 | $1.2M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 4 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (27 items)
About Schedule RC-N · Amerant Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $168.8M |
| Additions to Nonaccrual Assets | RCFDC410 | $81.3M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual | RCFD1253 | $79.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $40.5M |
| Nonaccrual Assets Sold During the Quarter | RCFDC411 | $33.2M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $32.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $26.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $15.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $9.4M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCFDK218 | $8.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $6.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $6.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $4.9M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 90 Days or More and Still Accruing | RCFD1252 | $2.3M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing | RCFDK037 | $2.3M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCFD1407 | $2.3M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing | RCFDK040 | $1.8M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing | RCFD1251 | $1.4M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCFDK216 | $1.1M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFD5459 | $686K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $641K |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Past Due 30 Through 89 Days and Still Accruing | RCFDPV23 | $627K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $429K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCFDK038 | $424K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCFDK036 | $133K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCFDK039 | $100K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCFDK041 | $34K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Amerant Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $10.09B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $8.81B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $4.64B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $4.14B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $3.91B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $988.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $22.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $11.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 95,177 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 4,592 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 438 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 23 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $8.3M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $7.5M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $389K |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $247K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCFDG486 | $389K |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCFDG483 | $389K |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $2.58B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $2.57B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $2.55B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $2.55B |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCFDG544 | $26.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCFDG541 | $26.0M |
| All Other Assets - Level 2 Fair Value Measurements | RCFDG396 | $26.0M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCFDG391 | $26.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG569 | $26.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCFDG566 | $26.0M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCFDG808 | $26.0M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCFDG805 | $26.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG534 | $26.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG531 | $26.0M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $2.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $2.5M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCFDHT87 | $389K |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCFDHT91 | $389K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Amerant Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCFAKW03 | $10.09B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $10.08B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $7.71B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $1.09B |
| Common Equity Tier 1 Capital | RCFAP859 | $995.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $995.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $995.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $986.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $540.5M |
| Retained Earnings | RCFAKW00 | $470.4M |
| General Loan and Lease Valuation Allowances | RCFA5310 | $95.2M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $95.2M |
| Tier 2 Capital Before Deductions | RCFAP870 | $95.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$24.7M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$24.6M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $15.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCFAP841 | $10.3M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $3.5M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $1.2M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | $143K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.1415 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.1291 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.1291 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.0988 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.0615 |
Schedule RC-R, Part II: Risk-Weighted Assets (69 items)
About Schedule RC-R, Part II · Amerant Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $7.71B |
| Total Risk-weighted Assets | RCFDG641 | $7.71B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $6.20B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $6.20B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $5.46B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $4.47B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $4.41B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $2.55B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCFDS583 | $2.29B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $2.14B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $2.13B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $2.13B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $2.06B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $1.76B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $1.76B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $1.75B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCFDG624 | $1.11B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $919.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $882.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $866.0M |
| Total All Other Assets | RCFDD981 | $645.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCFDG629 | $552.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCFDG625 | $552.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $537.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $513.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $427.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCFDS584 | $402.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS443 | $381.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCFDS582 | $356.0M |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $298.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $283.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCFDS525 | $271.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $207.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $139.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $138.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $138.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $138.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCFDS592 | $132.8M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCFDS436 | $122.2M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCFDS431 | $122.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCFDD992 | $94.1M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCFDD991 | $94.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCFDD997 | $89.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | -$77.7M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCFDS542 | $56.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCFDS530 | $54.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCFDS526 | $54.3M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCFDD993 | $50.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCFDS459 | $50.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $49.4M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCFDS547 | $47.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCFDD998 | $44.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCFDD996 | $43.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCFDG605 | $42.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $41.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$33.2M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCFDG642 | $26.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $17.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $14.6M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCFDD969 | $11.0M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCFDS545 | $9.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCFDS460 | $6.5M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCFDD970 | $2.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCFDD999 | $2.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCFDS452 | $1.9M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS416 | $389K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCFDS413 | $389K |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDH178 | $369K |
| All Other Assets - 50 Pct Risk Weight Category | RCFDD984 | $37K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCFDB805 | $338K |
Schedule RC-T: Fiduciary and Related Services (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCFDB894 | $764.8M |
| Personal Trust and Agency Accounts - Managed Assets | RCFDB868 | $763.7M |
| Total Fiduciary Accounts - Non-managed Assets | RCFDB895 | $360.6M |
| Personal Trust and Agency Accounts - Non-managed | RCFDB869 | $358.5M |
| Other Retirement Accounts - Non-managed Assets | RCFDB881 | $2.0M |
| Other Fiduciary Accounts - Managed Assets | RCFDB890 | $1.1M |
| Income from Fiduciary Activities | RIAD4070 | $1.1M |
| Personal Trust and Agency Accounts | RIADB904 | $879K |
| Other Fiduciary and Related Services Income | RIADB910 | $205K |
| Other Retirement Accounts | RIADB907 | $6K |
| All Other Fiduciary Income | RIADA480 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCFDB896 | 190 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCFDB870 | 189 |
| Total Fiduciary Accounts - Non-managed Accounts | RCFDB897 | 10 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCFDB871 | 6 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCFDB883 | 4 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCFDB892 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $986.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $978.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $978.4M |
| Other Comprehensive Income | RIADB511 | -$23.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $15.0M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $1.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)
About Schedule RI-B, Part I · Amerant Bank, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $14.6M |
| Charge-offs on Commercial and Industrial Loans to U.S. Addressees | RIAD4645 | $10.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $6.0M |
| Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) | RIAD4617 | $5.0M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $4.3M |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $892K |
| Charge-offs on All Other Loans | RIAD4644 | $117K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $42K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $39K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $13K |
| Recoveries on All Other Loans | RIAD4628 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Amerant Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $85.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $79.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $14.6M |
| Adjustments | RIADC233 | $2.4M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $50K |
| Allocated Transfer Risk Reserve | RIADC435 | $49K |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $6.74B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $2.31B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $1.91B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $1.85B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $466.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $209.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $85.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $37.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $21.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $17.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $7.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $2.0M |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $14.7M |
| Marketing and Other Professional Services | RIAD0497 | $7.2M |
| Data Processing Expenses | RIADC017 | $6.8M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $5.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $3.5M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $2.7M |
| First Itemized Adjustment to Allowance for Loan and Lease Losses (4815) | RIAD4521 | $2.4M |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $1.9M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $1.2M |
Amerant Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Amerant Bank, N.A. call report?
The Amerant Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Amerant Bank, N.A. file?
Amerant Bank, N.A. files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Amerant Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Amerant Bank, N.A. has Federal Reserve RSSD ID 83638 and FDIC certificate number 22953. Either one finds its filings on the FFIEC Central Data Repository.
How often does Amerant Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Amerant Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22953) · FFIEC NIC profile (RSSD 83638)