ANB Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 44.4% lower than in Q1 2026, at $161.0M. ANB Bank ranks 47th of 63 Colorado banks on loan-to-deposit ratio, in the lower half at 69.17% (Q2 2026). ANB Bank reported 69.17% on loan-to-deposit ratio for Q2 2026, 19.03 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $161.0M |
| Cash and noninterest-bearing balances to assets | 5.64% |
| Cash and securities | $902.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $82.7M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.17% |
| Net loans and leases to deposits | 68.58% |
| Loans and leases to core deposits | 73.04% |
| Core deposits to total deposits | 94.71% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.83% | 96.43% | $142.2M | $235.0M |
| Q4 2023 | 69.73% | 95.95% | $132.9M | $275.0M |
| Q1 2024 | 70.41% | 95.49% | $110.2M | $370.0M |
| Q2 2024 | 77.27% | 94.95% | $101.1M | $266.2M |
| Q3 2024 | 75.17% | 94.76% | $107.6M | $190.0M |
| Q4 2024 | 74.27% | 94.29% | $98.5M | $135.0M |
| Q1 2025 | 74.41% | 93.89% | $107.1M | $135.0M |
| Q2 2025 | 74.06% | 94.03% | $128.3M | $135.0M |
| Q3 2025 | 71.82% | 94.81% | $103.0M | $0 |
| Q4 2025 | 68.46% | 94.80% | $99.7M | $0 |
| Q1 2026 | 66.31% | 94.50% | $92.8M | $0 |
| Q2 2026 | 69.17% | 94.71% | $82.7M | $0 |
ANB Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock ANB Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full ANB Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19220) · FFIEC NIC profile (RSSD 828651)