ANB Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks ANB Bank of Denver, CO against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.34% | -0.28% | 32nd below |
| ROAE | 15.40% | 12.34% | +3.06% | 73rd above |
| Net Interest Margin | 3.68% | 3.83% | -0.15% | 48th below |
| Efficiency Ratio | 75.54% | 58.97% | +16.57% | 10th bottom |
| PPNR / Avg Assets | 0.89% | — | — | 10th bottom |
| Yield on Earning Assets | 4.53% | 5.71% | -1.18% | 8th bottom |
| Cost of Funds | 0.85% | 2.02% | -1.17% | 97th top |
| Net Interest Spread | 3.22% | — | — | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.87% | -0.50% | 63rd above |
| NPA / Total Assets | 0.26% | — | — | 65th above |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 64th above |
| ACL / Total Loans | 0.85% | — | — | 16th bottom |
| ACL / NPLs (Coverage) | 229.81% | — | — | 54th above |
| Texas Ratio | 3.45% | 5.48% | -2.03% | 52nd above |
| Provision / NCO | -4577.78% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.59% | 14.99% | -0.40% | 65th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.59% | 15.02% | -0.43% | 65th above |
| Total Capital Ratio | 15.43% | — | — | 62nd above |
| Leverage Ratio | 9.52% | 11.11% | -1.59% | 22nd bottom |
| Equity / Assets | 7.14% | 11.02% | -3.88% | 4th bottom |
| TCE / Tangible Assets | 7.14% | — | — | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.17% | 86.99% | -17.82% | 86th top |
| Core Deposit Ratio | 94.71% | 85.57% | +9.14% | 83rd top |
| Uninsured Deposit Ratio | 47.27% | 33.19% | +14.08% | 13th bottom |
| Wholesale Funding Ratio | 2.90% | — | — | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.41% | — | — | 5th bottom |
| Loan Growth (Y/Y) | -5.47% | — | — | 5th bottom |
| Deposit Growth (Y/Y) | 1.21% | — | — | 24th bottom |
See ANB Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock ANB Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full ANB Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the ANB Bank peer analysis.