ANB Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 23.09 percentage points in Q2 2026, from 215.98% to 192.89%. It was the largest change from Q1 2026 among the key lines here. ANB Bank ranks 39th of 63 Colorado banks on return on assets, in the lower half at 1.06% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.27% on return on assets. ANB Bank sits 0.22 points lower, at 1.06% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.59% |
| Tier 1 risk-based capital ratio | 14.59% |
| Total risk-based capital ratio | 15.43% |
| Tier 1 leverage ratio | 9.52% |
| Equity capital to assets | 7.14% |
| Tangible equity to tangible assets | 7.14% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.44% |
| Non-performing assets ratio | 0.31% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 3.45% |
| Allowance for credit losses to loans | 0.85% |
| Reserve coverage of non-performing loans | 192.89% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.06% |
| Return on equity | 15.40% |
| Net interest margin | 3.68% |
| Efficiency ratio | 75.54% |
| Yield on earning assets | 4.53% |
| Cost of funds | 0.85% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.17% |
| Core deposits to total deposits | 94.71% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.48% |
| Securities to assets | 25.97% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.91% | 13.91% | 14.67% | 8.94% | 0.77% |
| Q4 2023 | 12.90% | 12.90% | 13.65% | 8.49% | 0.64% |
| Q1 2024 | 13.59% | 13.59% | 14.35% | 8.75% | 0.61% |
| Q2 2024 | 13.51% | 13.51% | 14.29% | 9.08% | 0.50% |
| Q3 2024 | 13.85% | 13.85% | 14.66% | 9.25% | 0.57% |
| Q4 2024 | 12.68% | 12.68% | 13.53% | 8.36% | 0.64% |
| Q1 2025 | 13.03% | 13.03% | 13.88% | 8.71% | 0.60% |
| Q2 2025 | 12.67% | 12.67% | 13.54% | 8.33% | 0.70% |
| Q3 2025 | 12.94% | 12.94% | 13.83% | 8.65% | 0.79% |
| Q4 2025 | 13.44% | 13.44% | 14.27% | 8.89% | 1.14% |
| Q1 2026 | 14.19% | 14.19% | 15.10% | 8.99% | 0.67% |
| Q2 2026 | 14.59% | 14.59% | 15.43% | 9.52% | 1.06% |
ANB Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock ANB Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full ANB Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19220) · FFIEC NIC profile (RSSD 828651)