Anna State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets climbed 3.67 percentage points in Q2 2026, from 15.14% to 18.81%. It was the largest change from Q1 2026 among the key lines here. Anna State Bank has the 25th lowest loan-to-deposit ratio of the 323 banks headquartered in Illinois, at 44.99% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Anna State Bank sits 35.57 points lower, at 44.99% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $23.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $66.4M |
| Fed funds sold and reverse repos | $21.0M |
| Fed funds sold and reverse repos to assets | 18.81% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 44.99% |
| Net loans and leases to deposits | 44.64% |
| Loans and leases to core deposits | 53.03% |
| Core deposits to total deposits | 84.84% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 42.46% | 87.87% | $800K | $800K |
| Q4 2023 | 43.07% | 84.96% | $0 | $0 |
| Q1 2024 | 43.60% | 84.25% | $0 | $0 |
| Q2 2024 | 44.08% | 83.69% | $0 | $0 |
| Q3 2024 | 47.23% | 83.81% | $0 | $0 |
| Q4 2024 | 46.99% | 83.13% | $0 | $0 |
| Q1 2025 | 45.96% | 83.63% | $0 | $0 |
| Q2 2025 | 46.80% | 83.46% | $0 | $0 |
| Q3 2025 | 44.89% | 83.73% | $0 | $0 |
| Q4 2025 | 45.33% | 84.17% | $0 | $0 |
| Q1 2026 | 44.55% | 83.90% | $0 | $0 |
| Q2 2026 | 44.99% | 84.84% | $0 | $0 |
Anna State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Anna State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anna State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11682) · FFIEC NIC profile (RSSD 691743)