Anna State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Anna State Bank of Anna, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.67% | 1.25% | -0.58% | 17th bottom |
| ROAE | 5.35% | 12.22% | -6.87% | 14th bottom |
| Net Interest Margin | 2.87% | 3.95% | -1.08% | 7th bottom |
| Efficiency Ratio | 68.99% | 63.71% | +5.28% | 30th below |
| PPNR / Avg Assets | 0.81% | — | — | 14th bottom |
| Yield on Earning Assets | 4.23% | 5.67% | -1.44% | 4th bottom |
| Cost of Funds | 1.51% | 1.87% | -0.36% | 69th above |
| Net Interest Spread | 2.11% | — | — | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.88% | -0.86% | 84th top |
| NPA / Total Assets | 0.06% | — | — | 77th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.78% | — | — | 10th bottom |
| ACL / NPLs (Coverage) | 3400.00% | — | — | — |
| Texas Ratio | 0.47% | 5.96% | -5.49% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.54% | 11.75% | +0.79% | 70th above |
| Equity / Assets | 12.73% | 10.98% | +1.75% | 76th top |
| TCE / Tangible Assets | 12.73% | — | — | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 44.99% | 80.44% | -35.45% | 94th top |
| Core Deposit Ratio | 84.84% | 86.95% | -2.11% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.55% | — | — | 51st above |
| Loan Growth (Y/Y) | 0.81% | — | — | 25th below |
| Deposit Growth (Y/Y) | 4.88% | — | — | 56th above |
See Anna State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Anna State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Anna State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Anna State Bank peer analysis.