Anna State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets dropped 1.42 percentage points in Q2 2026, from 40.03% to 38.62%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Anna State Bank is 252nd of 323 on return on assets, 0.67% as of Q2 2026. Anna State Bank reported 0.67% on return on assets for Q2 2026, 0.59 points below the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.54% |
| Equity capital to assets | 12.73% |
| Tangible equity to tangible assets | 12.73% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.06% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.47% |
| Allowance for credit losses to loans | 0.78% |
| Reserve coverage of non-performing loans | 3400.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.67% |
| Return on equity | 5.35% |
| Net interest margin | 2.87% |
| Efficiency ratio | 68.99% |
| Yield on earning assets | 4.23% |
| Cost of funds | 1.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 44.99% |
| Core deposits to total deposits | 84.84% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.99% |
| Securities to assets | 38.62% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.56% | 0.46% | 2.26% | 0.78% | -0.04% |
| Q4 2023 | 13.29% | 0.25% | 2.26% | 0.13% | 0.09% |
| Q1 2024 | 13.65% | 0.41% | 2.28% | 0.20% | 0.00% |
| Q2 2024 | 13.57% | 0.44% | 2.33% | 0.03% | 0.01% |
| Q3 2024 | 13.68% | 0.56% | 2.41% | 0.33% | 0.11% |
| Q4 2024 | 13.17% | 0.27% | 2.45% | 0.18% | 0.00% |
| Q1 2025 | 13.27% | 0.51% | 2.43% | 0.04% | -0.01% |
| Q2 2025 | 12.91% | 0.62% | 2.54% | 0.12% | 0.00% |
| Q3 2025 | 13.10% | 0.72% | 2.66% | 0.04% | 0.02% |
| Q4 2025 | 12.52% | 0.73% | 2.73% | 0.60% | 0.05% |
| Q1 2026 | 12.57% | 0.83% | 2.75% | 0.40% | 0.06% |
| Q2 2026 | 12.54% | 0.67% | 2.87% | 0.02% | 0.00% |
Anna State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anna State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anna State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11682) · FFIEC NIC profile (RSSD 691743)