Asian Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Retained earnings climbed 7.6% in Q2 2026, from $29.0M to $31.2M. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Asian Bank is 13th of 72 on CET1 ratio, 24.19% as of Q2 2026. Against a median of 15.08% for banks in the $100M-1B asset tier, Asian Bank reported 24.19% on CET1 ratio in Q2 2026, 9.11 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 24.19% |
| Tier 1 risk-based capital ratio | 24.19% |
| Total risk-based capital ratio | 25.28% |
| Tier 1 leverage ratio | 19.15% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $129.2M |
| Tier 1 capital | $129.2M |
| Total risk-based capital | $135.0M |
| Total equity capital | $127.0M |
| Risk-weighted assets | $534.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.52% |
| Tangible equity to tangible assets | 18.52% |
| Equity capital to average assets | 18.82% |
| Internal capital growth rate | 7.04% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $32K |
| Common stock surplus | $99.3M |
| Retained earnings | $31.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 32.30% | 32.30% | 33.56% | 24.79% | $360.7M |
| Q4 2023 | 31.19% | 31.19% | 32.44% | 24.22% | $378.4M |
| Q1 2024 | 31.25% | 31.25% | 32.50% | 23.43% | $381.8M |
| Q2 2024 | 29.99% | 29.99% | 31.20% | 23.80% | $401.0M |
| Q3 2024 | 29.96% | 29.96% | 31.15% | 22.78% | $404.8M |
| Q4 2024 | 29.19% | 29.19% | 30.33% | 21.87% | $417.1M |
| Q1 2025 | 28.61% | 28.61% | 29.72% | 20.49% | $430.4M |
| Q2 2025 | 26.29% | 26.29% | 27.36% | 20.31% | $469.6M |
| Q3 2025 | 25.39% | 25.39% | 26.46% | 20.04% | $490.9M |
| Q4 2025 | 25.38% | 25.38% | 26.50% | 19.29% | $493.3M |
| Q1 2026 | 25.11% | 25.11% | 26.24% | 19.32% | $505.8M |
| Q2 2026 | 24.19% | 24.19% | 25.28% | 19.15% | $534.1M |
Asian Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Asian Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Asian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34759) · FFIEC NIC profile (RSSD 2785477)