Asian Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 15.59 percentage points in Q2 2026, from 104.45% to 88.86%. It was the largest change from Q1 2026 among the key lines here. Asian Bank ranks 27th of 109 Pennsylvania banks on return on assets, in the upper half at 1.42% (Q2 2026). Asian Bank reported 1.42% on return on assets for Q2 2026, 0.17 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 24.19% |
| Tier 1 risk-based capital ratio | 24.19% |
| Total risk-based capital ratio | 25.28% |
| Tier 1 leverage ratio | 19.15% |
| Equity capital to assets | 18.52% |
| Tangible equity to tangible assets | 18.52% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.22% |
| Non-performing assets ratio | 0.95% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 4.91% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | 88.86% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.42% |
| Return on equity | 7.63% |
| Net interest margin | 3.58% |
| Efficiency ratio | 46.67% |
| Yield on earning assets | 5.97% |
| Cost of funds | 2.98% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 117.24% |
| Core deposits to total deposits | 69.36% |
| Brokered deposits to total deposits | 7.43% |
| Deposits to assets | 66.60% |
| Securities to assets | 11.09% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 32.30% | 32.30% | 33.56% | 24.79% | 1.14% |
| Q4 2023 | 31.19% | 31.19% | 32.44% | 24.22% | 1.22% |
| Q1 2024 | 31.25% | 31.25% | 32.50% | 23.43% | 1.10% |
| Q2 2024 | 29.99% | 29.99% | 31.20% | 23.80% | 1.04% |
| Q3 2024 | 29.96% | 29.96% | 31.15% | 22.78% | 1.07% |
| Q4 2024 | 29.19% | 29.19% | 30.33% | 21.87% | 1.19% |
| Q1 2025 | 28.61% | 28.61% | 29.72% | 20.49% | 1.15% |
| Q2 2025 | 26.29% | 26.29% | 27.36% | 20.31% | 1.24% |
| Q3 2025 | 25.39% | 25.39% | 26.46% | 20.04% | 1.36% |
| Q4 2025 | 25.38% | 25.38% | 26.50% | 19.29% | 1.15% |
| Q1 2026 | 25.11% | 25.11% | 26.24% | 19.32% | 1.30% |
| Q2 2026 | 24.19% | 24.19% | 25.28% | 19.15% | 1.42% |
Asian Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Asian Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Asian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34759) · FFIEC NIC profile (RSSD 2785477)