Asian Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense rose 3.6% in Q2 2026 to $4.0M, the biggest move on this page. Within Pennsylvania, Asian Bank is 50th of 109 on net interest margin, 3.58% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Asian Bank sits 0.36 points lower, at 3.58% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.97% |
| Yield on loans | 6.49% |
| Yield on securities | 4.20% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.98% |
| Cost of interest-bearing deposits | 3.47% |
| Cost of interest-bearing liabilities | 3.57% |
| Cost of borrowings | 4.02% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.58% |
| Yield to cost spread | 2.40% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.4M |
| Total interest expense | $4.0M |
| Interest expense on deposits | $3.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.28% | 2.97% | 3.03% | 5.62% | 3.61% |
| Q4 2023 | 5.46% | 3.26% | 3.00% | 5.83% | 3.72% |
| Q1 2024 | 5.60% | 3.44% | 2.99% | 5.97% | 3.78% |
| Q2 2024 | 5.60% | 3.49% | 2.95% | 5.97% | 3.77% |
| Q3 2024 | 5.72% | 3.59% | 2.97% | 6.18% | 3.75% |
| Q4 2024 | 5.72% | 3.49% | 3.01% | 6.22% | 3.70% |
| Q1 2025 | 5.61% | 3.39% | 2.95% | 6.28% | 3.82% |
| Q2 2025 | 5.83% | 3.32% | 3.22% | 6.37% | 3.97% |
| Q3 2025 | 6.04% | 3.28% | 3.47% | 6.55% | 4.11% |
| Q4 2025 | 5.99% | 3.23% | 3.45% | 6.57% | 4.21% |
| Q1 2026 | 5.86% | 2.99% | 3.48% | 6.44% | 4.19% |
| Q2 2026 | 5.97% | 2.98% | 3.58% | 6.49% | 4.20% |
Asian Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Asian Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Asian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34759) · FFIEC NIC profile (RSSD 2785477)