Asian Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 13.38 percentage points higher than in Q1 2026, at 250.98%. Among 109 Pennsylvania banks, Asian Bank sits 5th from the top on loan-to-deposit ratio, 117.24% as of Q2 2026. Asian Bank reported 117.24% on loan-to-deposit ratio for Q2 2026, 36.69 points above the 80.55% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $535.6M |
| Net loans and leases | $529.8M |
| Loans held for sale | $0 |
| Loans to total assets | 78.08% |
| Loan-to-deposit ratio | 117.24% |
| Net loans to equity capital | 4.17% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 75.54% |
| Multifamily (5+ residential) | 8.03% |
| Commercial and industrial | 1.96% |
| Consumer | 0.00% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 250.98% |
| Construction concentration (Tier 1 capital + allowance) | 5.01% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.49% |
| Interest income on loans | $8.4M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $355.2M | $320.4M | 70.42% | 2.52% | 0.02% |
| Q4 2023 | $370.6M | $350.7M | 70.85% | 2.52% | 0.02% |
| Q1 2024 | $372.8M | $346.2M | 70.51% | 2.58% | 0.02% |
| Q2 2024 | $396.1M | $344.6M | 71.71% | 2.36% | 0.01% |
| Q3 2024 | $398.2M | $388.8M | 72.33% | 2.45% | 0.02% |
| Q4 2024 | $410.4M | $397.8M | 73.17% | 2.46% | 0.01% |
| Q1 2025 | $423.6M | $433.7M | 74.27% | 2.39% | 0.01% |
| Q2 2025 | $458.2M | $440.4M | 75.31% | 2.25% | 0.00% |
| Q3 2025 | $487.1M | $451.0M | 76.53% | 2.11% | 0.00% |
| Q4 2025 | $498.8M | $479.9M | 75.45% | 2.09% | 0.00% |
| Q1 2026 | $510.9M | $459.2M | 76.10% | 2.15% | 0.00% |
| Q2 2026 | $535.6M | $456.8M | 75.54% | 1.96% | 0.00% |
Asian Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Asian Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Asian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34759) · FFIEC NIC profile (RSSD 2785477)