Auburn State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 26.5% higher than in Q1 2026, at $22.9M. On loan-to-deposit ratio, Auburn State Bank is 11th from the bottom among 138 Nebraska banks, 50.50% (Q2 2026). Auburn State Bank reported 50.50% on loan-to-deposit ratio for Q2 2026, 30.06 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $129.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.73% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.50% |
| Net loans and leases to deposits | 49.85% |
| Loans and leases to core deposits | 61.26% |
| Core deposits to total deposits | 75.86% |
| Brokered deposits to total deposits | 6.57% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 45.22% | 75.05% | $0 | $2.0M |
| Q4 2023 | 47.10% | 73.81% | $0 | $1.9M |
| Q1 2024 | 46.76% | 72.87% | $0 | $1.9M |
| Q2 2024 | 47.25% | 71.39% | $0 | $1.9M |
| Q3 2024 | 47.12% | 72.32% | $0 | $1.9M |
| Q4 2024 | 48.42% | 71.86% | $0 | $1.9M |
| Q1 2025 | 46.79% | 73.61% | $0 | $1.9M |
| Q2 2025 | 48.20% | 72.76% | $0 | $1.9M |
| Q3 2025 | 48.75% | 72.15% | $0 | $1.9M |
| Q4 2025 | 50.71% | 72.51% | $0 | $1.8M |
| Q1 2026 | 50.78% | 75.46% | $0 | $1.8M |
| Q2 2026 | 50.50% | 75.86% | $0 | $1.8M |
Auburn State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Auburn State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Auburn State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11477) · FFIEC NIC profile (RSSD 979151)