Auburn State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.32 percentage points lower than in Q1 2026, at 42.47%. Within Nebraska, Auburn State Bank is 92nd of 138 on return on assets, 1.19% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Auburn State Bank sits 0.07 points lower, at 1.19% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.07% |
| Equity capital to assets | 12.48% |
| Tangible equity to tangible assets | 12.48% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.27% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.19% |
| Return on equity | 10.20% |
| Net interest margin | 2.88% |
| Efficiency ratio | 46.86% |
| Yield on earning assets | 4.31% |
| Cost of funds | 1.62% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.50% |
| Core deposits to total deposits | 75.86% |
| Brokered deposits to total deposits | 6.57% |
| Deposits to assets | 86.31% |
| Securities to assets | 42.47% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 15.02% | 1.08% | 2.76% | 0.00% | 0.00% |
| Q4 2023 | 15.33% | 0.71% | 2.64% | 0.08% | 0.00% |
| Q1 2024 | 14.64% | 0.80% | 2.52% | 0.00% | 0.00% |
| Q2 2024 | 14.86% | 0.91% | 2.48% | 0.02% | 0.01% |
| Q3 2024 | 14.92% | 0.86% | 2.43% | 0.00% | 0.00% |
| Q4 2024 | 14.79% | 0.23% | 2.58% | 0.00% | 0.00% |
| Q1 2025 | 13.87% | 0.77% | 2.53% | 0.00% | 0.03% |
| Q2 2025 | 13.97% | 1.04% | 2.67% | 0.00% | 0.00% |
| Q3 2025 | 14.29% | 0.99% | 2.65% | 0.00% | 0.00% |
| Q4 2025 | 14.65% | 1.04% | 2.74% | 0.00% | 0.00% |
| Q1 2026 | 14.44% | 1.09% | 2.65% | 0.00% | 0.00% |
| Q2 2026 | 15.07% | 1.19% | 2.88% | 0.00% | 0.00% |
Auburn State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Auburn State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Auburn State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11477) · FFIEC NIC profile (RSSD 979151)