Auburn State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.23 percentage points from Q1 2026 to Q2 2026, ending at 2.88% against 2.65%. It was the largest change among the key lines on this page. On net interest margin, Auburn State Bank is 10th from the bottom among 138 Nebraska banks, 2.88% (Q2 2026). Auburn State Bank reported 2.88% on net interest margin for Q2 2026, 1.06 points below the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.31% |
| Yield on loans | 5.87% |
| Yield on securities | 2.90% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.62% |
| Cost of interest-bearing deposits | 1.94% |
| Cost of interest-bearing liabilities | 1.94% |
| Cost of borrowings | 2.41% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.88% |
| Yield to cost spread | 2.37% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.6M |
| Total interest expense | $895K |
| Interest expense on deposits | $884K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.01% | 1.36% | 2.76% | 5.05% | 3.24% |
| Q4 2023 | 4.11% | 1.61% | 2.64% | 5.19% | 3.26% |
| Q1 2024 | 4.13% | 1.75% | 2.52% | 5.34% | 3.17% |
| Q2 2024 | 4.15% | 1.88% | 2.48% | 5.51% | 3.04% |
| Q3 2024 | 4.18% | 1.97% | 2.43% | 5.65% | 2.99% |
| Q4 2024 | 4.23% | 1.85% | 2.58% | 5.64% | 3.01% |
| Q1 2025 | 4.11% | 1.74% | 2.53% | 5.46% | 3.04% |
| Q2 2025 | 4.26% | 1.77% | 2.67% | 5.64% | 3.04% |
| Q3 2025 | 4.28% | 1.84% | 2.65% | 5.84% | 2.98% |
| Q4 2025 | 4.28% | 1.76% | 2.74% | 5.80% | 2.94% |
| Q1 2026 | 4.12% | 1.66% | 2.65% | 5.71% | 2.88% |
| Q2 2026 | 4.31% | 1.62% | 2.88% | 5.87% | 2.90% |
Auburn State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Auburn State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Auburn State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11477) · FFIEC NIC profile (RSSD 979151)