Auburn State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Auburn State Bank of Auburn, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.19% | 1.25% | -0.06% | 44th below |
| ROAE | 10.20% | 12.22% | -2.02% | 36th below |
| Net Interest Margin | 2.88% | 3.95% | -1.07% | 7th bottom |
| Efficiency Ratio | 46.86% | 63.71% | -16.85% | 87th top |
| PPNR / Avg Assets | 1.46% | — | — | 41st below |
| Yield on Earning Assets | 4.31% | 5.67% | -1.36% | 5th bottom |
| Cost of Funds | 1.62% | 1.87% | -0.25% | 61st above |
| Net Interest Spread | 2.37% | — | — | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.27% | — | — | 59th above |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.07% | 11.75% | +3.32% | 87th top |
| Equity / Assets | 12.48% | 10.98% | +1.50% | 74th above |
| TCE / Tangible Assets | 12.48% | — | — | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 50.50% | 80.44% | -29.94% | 92nd top |
| Core Deposit Ratio | 75.86% | 86.95% | -11.09% | 10th bottom |
| Wholesale Funding Ratio | 0.73% | — | — | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.00% | — | — | 8th bottom |
| Loan Growth (Y/Y) | -1.19% | — | — | 17th bottom |
| Deposit Growth (Y/Y) | -5.67% | — | — | 5th bottom |
See Auburn State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Auburn State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Auburn State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Auburn State Bank peer analysis.