The Bancorp Bank N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bancorp Bank N.A. of Sioux Falls, SD against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.89% | 1.46% | +1.43% | 97th top |
| ROAE | 32.02% | 12.65% | +19.37% | 98th top |
| Net Interest Margin | 5.37% | 3.84% | +1.53% | 97th top |
| Efficiency Ratio | 41.48% | 57.46% | -15.98% | 91st top |
| PPNR / Avg Assets | 4.79% | 1.87% | +2.92% | 98th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.72% | -0.13% | 53rd above |
| Cost of Funds | 0.26% | 2.02% | -1.76% | 99th top |
| Net Interest Spread | 3.59% | 3.18% | +0.41% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.12% | 1.00% | +0.12% | 29th below |
| NPA / Total Assets | 1.55% | 0.76% | +0.79% | 11th bottom |
| NCO / Avg Loans | 1.48% | 0.42% | +1.06% | 3rd bottom |
| ACL / Total Loans | 0.88% | 1.31% | -0.43% | 18th bottom |
| ACL / NPLs (Coverage) | 78.61% | 545.05% | -466.44% | 20th bottom |
| Texas Ratio | 16.72% | 7.36% | +9.36% | 9th bottom |
| Provision / NCO | 95.20% | 620.82% | -525.62% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.27% | 17.35% | -3.08% | 62nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.27% | 17.38% | -3.11% | 62nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.32% | 18.43% | -3.11% | 62nd above |
| Leverage Ratio | 9.09% | 11.44% | -2.35% | 14th bottom |
| Equity / Assets | 9.58% | 11.34% | -1.76% | 34th below |
| TCE / Tangible Assets | 9.57% | 10.50% | -0.93% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.00% | 86.92% | +9.08% | 26th below |
| Core Deposit Ratio | 98.02% | 85.51% | +12.51% | 96th top |
| Uninsured Deposit Ratio | 2.84% | 33.23% | -30.39% | 99th top |
| Wholesale Funding Ratio | 8.13% | 5.69% | +2.44% | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.30% | 9.70% | -5.40% | 44th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.95% | 8.06% | -1.11% | 58th above |
| Deposit Growth (Y/Y) | -3.68% | 7.91% | -11.59% | 7th bottom |
See The Bancorp Bank N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bancorp Bank N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bancorp Bank N.A. profile, how to read a UBPR, or how this data updates.