Bank call report · Miami, FL
Banesco USA Call Report
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Banesco USA filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 391 reported line items, schedule by schedule (747 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3402913 |
| FDIC certificate number | 57815 |
| Total assets | $5.98B |
Official Q2 2026 call report PDF (FFIEC) →
Banesco USA call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (32 items)
About Schedule RC · Banesco USA balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $5.98B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $5.98B |
| Total Liabilities and Minority Interest | RCFD2948 | $5.35B |
| Total Deposits | RCON2200 | $4.28B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $3.96B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $3.93B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.43B |
| Deposits: Noninterest-bearing (domestic offices) | RCON6631 | $1.85B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $985.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $985.8M |
| Interest-bearing Balances | RCFD0071 | $632.2M |
| Total Equity Capital | RCFD3210 | $626.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $626.4M |
| Undivided Profits and Capital Reserves | RCFD3632 | $260.3M |
| Perpetual Preferred Stock and Related Surplus | RCFD3838 | $250.0M |
| Other Assets | RCFD2160 | $209.6M |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $157.5M |
| Held-to-maturity Securities, Total (consolidated) | RCFD1754 | $157.5M |
| Held-to-maturity Securities, Total (domestic offices) | RCON1754 | $157.5M |
| Deposits: Noninterest-bearing (foreign offices) | RCFN6631 | $152.1M |
| Other Borrowed Money (consolidated) | RCFD3190 | $125.0M |
| Other Borrowed Money (domestic offices) | RCON3190 | $125.0M |
| Surplus | RCFD3839 | $109.7M |
| Other Liabilities, Total | RCFD2930 | $60.9M |
| Common Stock | RCFD3230 | $44.9M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$38.6M |
| Allowance for Loan and Lease Losses | RCFD3123 | $37.6M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $29.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $29.1M |
| Equity securities with readily determinable fair values not held for trading (consolidated) | RCFDJA22 | $9.9M |
| Equity securities with readily determinable fair values not held for trading (domestic offices) | RCONJA22 | $9.9M |
| Intangible Assets | RCFD2143 | $1.8M |
Schedule RI: Income Statement (42 items)
About Schedule RI · Banesco USA income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $152.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $122.8M |
| Net Interest Income | RIAD4074 | $96.4M |
| Total Noninterest Expense | RIAD4093 | $63.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $57.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $57.2M |
| Total Interest Expense | RIAD4073 | $56.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $53.6M |
| Salaries and Employee Benefits | RIAD4135 | $42.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $42.1M |
| Net Income (Loss) | RIAD4340 | $42.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $42.1M |
| Interest and Fee Income on Loans in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4059 | $26.6M |
| Total Noninterest Income | RIAD4079 | $22.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $20.2M |
| Other Noninterest Income | RIADB497 | $19.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $18.2M |
| Other Noninterest Expense | RIAD4092 | $17.7M |
| Applicable Income Taxes | RIAD4302 | $15.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $14.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $14.3M |
| Interest on Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4172 | $14.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $9.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $7.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $6.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $6.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $6.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $5.5M |
| All Other Loans in Domestic Offices | RIADB487 | $4.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.4M |
| Provision for Loan and Lease Losses | RIAD4230 | -$2.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$2.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $2.2M |
| Interest on Other Securities | RIAD4060 | $1.5M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.0M |
| Other Interest Income | RIAD4518 | $648K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$89K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $20K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $10K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 500 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $661.6M |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $661.1M |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $518.8M |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $518.8M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $141.0M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $141.0M |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $1.8M |
| Currency and Coin | RCON0080 | $1.3M |
Schedule RC-B: Securities (44 items)
About Schedule RC-B · Banesco USA securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $132.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $130.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCFDG300 | $41.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCFDG301 | $40.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $332.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $330.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $106.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $101.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $41.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $41.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCFDG312 | $201K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCFDG313 | $199K |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $1.01B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $584.0M |
| Pledged Securities | RCFD0416 | $416.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $322.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $269.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $259.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities (consolidated) | RCFD1287 | $259.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities (domestic offices) | RCON1287 | $259.8M |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $150.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $92.5M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCFD1739 | $73.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCFDHT52 | $71.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCFDHT53 | $69.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCFD1741 | $68.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $65.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $57.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $54.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCFD8498 | $22.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $21.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $20.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (consolidated) | RCFD8499 | $18.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) | RCON8499 | $18.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $14.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $13.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $11.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $9.3M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCFDHT50 | $9.2M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCFDHT60 | $8.2M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCFDHT61 | $8.2M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCFDHT51 | $8.2M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCFDC989 | $2.6M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCFDC027 | $2.6M |
Schedule RC-C, Part I: Loans and Leases (43 items)
About Schedule RC-C, Part I · Banesco USA loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $3.96B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $3.10B |
| Loans Secured by Real Estate | RCFD1410 | $2.99B |
| Pledged Loans and Leases | RCFDG378 | $1.40B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $1.19B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.08B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $845.4M |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $760.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $708.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $633.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $555.9M |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $499.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $431.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $423.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $385.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $379.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $353.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $188.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $123.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $120.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $104.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $95.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $84.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $75.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $69.5M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCFDB837 | $60.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $54.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $40.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $35.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $24.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $20.0M |
| Commercial and Industrial Loans to Non-u.s. Addressees (consolidated) | RCFD1764 | $19.5M |
| Commercial and Industrial Loans to Non-u.s. Addressees (domestic offices) | RCON1764 | $19.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $15.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $6.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $4.2M |
| Unearned Income on Loans (consolidated) | RCFD2123 | $3.0M |
| Unearned Income on Loans (domestic offices) | RCON2123 | $1.3M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $212K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $162K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $162K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $109K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCFDHK25 | $109K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $41.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $34.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $862K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 190 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 109 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 85 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 58 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 15 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Banesco USA deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $2.64B |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.61B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.08B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.63B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.47B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $848.6M |
| Total reciprocal deposits | RCONJH83 | $713.9M |
| Total Transaction Accounts - Deposits of Banks in Foreign Countries | RCON2213 | $530.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $475.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $475.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $382.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $334.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $333.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $282.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $245.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $222.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $222.4M |
| Total Brokered Deposits | RCON2365 | $222.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $204.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $148.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $139.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $128.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $100.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $65.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $25.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $8.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.7M |
| Nontransaction Deposits of Banks in Foreign Countries | RCON2236 | $2.1M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $660K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $403K |
Schedule RC-E, Part II: Deposits in Foreign Offices (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Time Deposits in Foreign Offices with a Remaining Maturity of One Year or Less | RCFNA245 | $189.3M |
Schedule RC-F: Other Assets (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $118.1M |
| Net Deferred Tax Assets | RCFD2148 | $41.6M |
| Other Assets | RCFD2168 | $20.0M |
| Accrued Interest Receivable | RCFDB556 | $19.1M |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $10.8M |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $10.8M |
| Third Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCFD3551 | $5.5M |
| Prepaid Expenses | RCFD2166 | $3.7M |
| Accounts Receivable | RCFDFT34 | $2.6M |
| Computer Software | RCFDFT33 | $935K |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCFDC010 | $36K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCFD3646 | $30.1M |
| All Other Liabilities | RCFD2938 | $22.6M |
| Operating lease liabilities | RCFDLB56 | $5.9M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $4.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.8M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCFD3553 | $288K |
| Accounts Payable | RCFD3066 | $200K |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG389 | $148.1M |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $517.7M |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG393 | $201K |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $41.5M |
| Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Fair Value of Available-for-sale Securities | RCONG398 | $78.8M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $5.11B |
| Total Liabilities | RCON3129 | $4.46B |
| Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8495 | $69.8M |
| Net Due to Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCON2941 | $29.3M |
| Amortized Cost of Held-to-maturity U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8492 | $9.2M |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Banesco USA quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $5.79B |
| Quarterly Average of Total Loans (domestic offices) | RCON3360 | $3.16B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.83B |
| Quarterly Average of Interest-bearing Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCFN3404 | $913.4M |
| Quarterly Average of Total Loans (foreign offices) | RCFN3360 | $839.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $804.8M |
| Mortgage-backed Securities | RCFDB559 | $723.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $692.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $646.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $521.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $393.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $360.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $342.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $329.5M |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $233.1M |
| All Other Securities | RCFDB560 | $108.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $1.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $163K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (12 items)
About Schedule RC-L · Banesco USA derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $421.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $214.3M |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $119.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCFDPV11 | $118.1M |
| Purchased OTC Interest Rate Option Contracts | RCFD8713 | $110.0M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $110.0M |
| 1-4 Family Residential Construction Loan Commitments | RCFDF164 | $59.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCFD3819 | $24.3M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $18.1M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCFD3820 | $3.2M |
| Performance Standby Letters of Credit | RCFD3821 | $1.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $36K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · Banesco USA memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCFD2651 | $125.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF055 | $125.0M |
| FHLB Advances: Structured Advances | RCFDF059 | $75.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $32.5M |
| Cost of equity securities with readily determinable fair values not held for trading | RCFDJA29 | $9.9M |
| Estimated Fair Value of Mortgage Servicing Assets | RCFDA590 | $1.8M |
| Mortgage Servicing Assets | RCFD3164 | $1.8M |
| All other intangible assets | RCFDJF76 | $3K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · Banesco USA past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $19.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $11.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $11.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCFDHK28 | $11.6M |
| Loans Secured by Real Estate: in Foreign Offices - Nonaccrual | RCFNB574 | $5.6M |
| Additions to Nonaccrual Assets | RCFDC410 | $2.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $2.1M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing | RCFD1251 | $1.2M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $729K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCFDK041 | $643K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCFDK038 | $643K |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual | RCFD1253 | $641K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $485K |
| Loans Secured by Real Estate: in Foreign Offices - Past Due 30 Through 89 Days and Still Accruing | RCFNB572 | $181K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCFDK039 | $107K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCFDK036 | $107K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $36K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · Banesco USA other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $5.79B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $5.17B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.43B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $2.67B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.74B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $654.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $661K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 22,667 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,672 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 6 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $995.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $995.7M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $995.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $995.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCFDG544 | $36K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCFDG541 | $36K |
| All Other Assets - Level 2 Fair Value Measurements | RCFDG396 | $36K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCFDG391 | $36K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · Banesco USA regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFA2170 | $5.98B |
| Average total consolidated assets | RCFAKW03 | $5.79B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $5.78B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $662.9M |
| Unconditionally Cancellable Commitments | RCFAS540 | $606.8M |
| Common Equity Tier 1 Capital | RCFAP859 | $412.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $412.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $376.4M |
| Retained Earnings | RCFAKW00 | $260.3M |
| Additional Tier 1 Capital | RCFAP865 | $250.0M |
| Additional Tier 1 Capital Before Deductions | RCFAP863 | $250.0M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCFAP860 | $250.0M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCFAKX82 | $199.2M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCFAKX79 | $173.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $154.7M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$38.6M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCFAKX81 | $26.0M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$21.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$17.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $2.1M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $2.1M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | $299K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $3K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.1146 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCFAKX83 | 0.0333 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCFDA591 | $102.0M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $626.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $587.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $587.7M |
| Other Comprehensive Income | RIADB511 | -$2.8M |
| Cash Dividends Declared on Preferred Stock | RIAD4470 | $625K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Banesco USA charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $1.8M |
| Charge-offs on Commercial and Industrial Loans to U.S. Addressees | RIAD4645 | $415K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $138K |
| Recoveries on Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) | RIAD4618 | $130K |
| Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) | RIAD4617 | $5K |
| Charge-offs on All Other Loans | RIAD4644 | $4K |
| Recoveries on All Other Loans | RIAD4628 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Banesco USA changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $42.4M |
| Allowance for Loan and Lease Losses | RIAD3123 | $37.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2.2M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $198K |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $3.96B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $2.11B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $978.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $685.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $184.9M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $37.6M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $20.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $8.7M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $5.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $2.5M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $159K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $14K |
Schedule RI-D: Income from Foreign Offices (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income in Foreign Offices | RIADC899 | $26.6M |
| Total Interest Expense in Foreign Offices | RIADC900 | $14.0M |
| Consolidated Net Income Attributable to Foreign Offices | RIADC914 | $7.0M |
| Net Income Attributable to Foreign Offices Before Internal Allocations of Income and Expense | RIADC911 | $7.0M |
| Total Noninterest Expense in Foreign Offices | RIADC907 | $4.4M |
| Applicable Income Taxes | RIADC909 | $1.8M |
| Noninterest Income in Foreign Offices: Other Noninterest Income | RIADC905 | $577K |
| Provision for loan and lease losses in foreign offices | RIADKW02 | -$59K |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $7.7M |
| Income and Fees from Wire Transfers | RIADT047 | $4.1M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $3.7M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $3.2M |
| Consulting and Advisory Expense | RIADF557 | $2.3M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $2.3M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.0M |
| Marketing and Other Professional Services | RIAD0497 | $1.5M |
| Data Processing Expenses | RIADC017 | $1.4M |
Banesco USA call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Banesco USA call report?
The Banesco USA call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Banesco USA file?
Banesco USA files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Banesco USA call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Banesco USA has Federal Reserve RSSD ID 3402913 and FDIC certificate number 57815. Either one finds its filings on the FFIEC Central Data Repository.
How often does Banesco USA file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Banesco USA financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57815) · FFIEC NIC profile (RSSD 3402913)