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Bank of Bird-In-Hand: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Core deposits to total deposits climbed 1.12 percentage points in Q2 2026, from 89.36% to 90.47%. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Bank of Bird-In-Hand is 29th of 109 on total deposits, $1.68B as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is $1.67B on total deposits; Bank of Bird-In-Hand reported $1.68B for Q2 2026, nearly level with it.

Deposit totals

Deposit totals for Bank of Bird-In-Hand, Q2 2026
Line item Q2 2026
Total deposits $1.68B
Domestic office deposits $1.68B
Foreign office deposits —
Deposits to total assets 88.17%
Deposits to total liabilities 97.56%

Deposit composition

Deposit composition for Bank of Bird-In-Hand, Q2 2026
Line item Q2 2026
Demand deposits $307.3M
Savings deposits $525.0M
Transaction accounts to domestic deposits 18.27%
Time deposits $36K
Time deposits under $100k $229.1M
Time deposits $100k to $250k $230.2M
Time deposits over $250k $138.7M
Noninterest-bearing share of deposits 8.75%

Stability of funding

Stability of funding for Bank of Bird-In-Hand, Q2 2026
Line item Q2 2026
Core deposits $1.52B
Core deposits to total deposits 90.47%
Insured deposits $1.27B
Uninsured deposits $414.0M
Uninsured deposits to total deposits 24.62%
Brokered deposits $21.5M
Brokered deposits to total deposits 1.28%

Cost of deposits

Cost of deposits for Bank of Bird-In-Hand, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 3.19%
Interest expense on deposits $12.0M
Loans and leases to core deposits 112.70%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Bank of Bird-In-Hand, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $1.04B 87.73% — 4.66% 2.83%
Q4 2023 $1.09B 88.22% — 3.22% 3.05%
Q1 2024 $1.13B 88.03% 21.84% 2.76% 3.39%
Q2 2024 $1.21B 86.86% 21.35% 3.96% 3.50%
Q3 2024 $1.31B 86.83% 21.87% 2.89% 3.82%
Q4 2024 $1.33B 88.97% 21.98% 0.96% 3.74%
Q1 2025 $1.35B 88.52% 22.58% 0.95% 3.62%
Q2 2025 $1.40B 88.09% 22.26% 0.91% 3.57%
Q3 2025 $1.50B 88.24% 23.20% 0.93% 3.58%
Q4 2025 $1.58B 89.55% 24.29% 0.00% 3.53%
Q1 2026 $1.62B 89.36% 24.46% 1.50% 3.22%
Q2 2026 $1.68B 90.47% 24.62% 1.28% 3.19%

Bank of Bird-In-Hand deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Bird-In-Hand profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 59074) · FFIEC NIC profile (RSSD 4536084)