Bank of Commerce: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Commerce of Rawlins, WY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.35% | +0.14% | 63rd above |
| ROAE | 15.26% | 12.05% | +3.21% | 67th above |
| Net Interest Margin | 4.21% | 3.90% | +0.31% | 65th above |
| Efficiency Ratio | 55.85% | 63.15% | -7.30% | 67th above |
| PPNR / Avg Assets | 1.84% | 1.64% | +0.20% | 65th above |
| Yield on Earning Assets | 5.48% | 5.65% | -0.17% | 44th below |
| Cost of Funds | 1.35% | 1.85% | -0.50% | 77th top |
| Net Interest Spread | 3.67% | 3.35% | +0.32% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.92% | -0.90% | 83rd top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 84th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 47th below |
| ACL / Total Loans | 1.54% | 1.28% | +0.26% | 81st top |
| ACL / NPLs (Coverage) | 7726.09% | 1642.55% | +6083.54% | — |
| Texas Ratio | 0.10% | 7.15% | -7.05% | 88th top |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.28% | 12.46% | -1.18% | 55th above |
| Equity / Assets | 10.07% | 11.67% | -1.60% | 45th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.07% | 11.40% | -1.33% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.99% | 78.65% | -17.66% | 82nd top |
| Core Deposit Ratio | 87.06% | 87.09% | -0.03% | 39th below |
| Wholesale Funding Ratio | 1.85% | 5.11% | -3.26% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.40% | 6.47% | +2.93% | 81st top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.20% | 7.64% | -0.44% | 61st above |
| Deposit Growth (Y/Y) | 8.11% | 6.02% | +2.09% | 76th top |
See Bank of Commerce's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Commerce, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Commerce profile, how to read a UBPR, or how this data updates.