Bank of Eastern Oregon: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 74.8% in Q2 2026, from -$1.2M to -$2.0M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.59% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $108.0M |
| Tier 1 capital | $108.0M |
| Total risk-based capital | — |
| Total equity capital | $106.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.41% |
| Tangible equity to tangible assets | 11.37% |
| Equity capital to average assets | 11.43% |
| Internal capital growth rate | 13.66% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $730K |
| Common stock surplus | $11.5M |
| Retained earnings | $96.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.46% | 8.29% | 8.20% |
| Q4 2023 | 9.58% | 8.80% | 8.71% |
| Q1 2024 | 9.87% | 9.18% | 9.09% |
| Q2 2024 | 10.41% | 9.73% | 9.65% |
| Q3 2024 | 10.34% | 10.35% | 10.28% |
| Q4 2024 | 10.37% | 10.08% | 10.01% |
| Q1 2025 | 10.59% | 10.24% | 10.18% |
| Q2 2025 | 10.98% | 10.78% | 10.72% |
| Q3 2025 | 11.14% | 10.92% | 10.87% |
| Q4 2025 | 10.70% | 10.60% | 10.55% |
| Q1 2026 | 11.00% | 10.82% | 10.77% |
| Q2 2026 | 11.59% | 11.41% | 11.37% |
Bank of Eastern Oregon regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Eastern Oregon, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Eastern Oregon profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16243) · FFIEC NIC profile (RSSD 14865)