Bank of Hawaii: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Accumulated other comprehensive income edged up 1.5% between Q1 2026 and Q2 2026, to -$243.5M. Among 6 Hawaii banks, Bank of Hawaii sits 3rd from the top on CET1 ratio, 13.92% as of Q2 2026. The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio. Bank of Hawaii sits 0.97 points higher, at 13.92% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.92% |
| Tier 1 risk-based capital ratio | 13.92% |
| Total risk-based capital ratio | 14.96% |
| Tier 1 leverage ratio | 8.38% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $2.01B |
| Tier 1 capital | $2.01B |
| Total risk-based capital | $2.16B |
| Total equity capital | $1.78B |
| Risk-weighted assets | $14.42B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.50% |
| Tangible equity to tangible assets | 7.43% |
| Equity capital to average assets | 7.44% |
| Internal capital growth rate | 2.83% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $14.9M |
| Common stock surplus | $1.02B |
| Retained earnings | $988.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$243.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.32% | 12.32% | 13.36% | 7.09% | $14.21B |
| Q4 2023 | 12.33% | 12.33% | 13.38% | 7.38% | $14.22B |
| Q1 2024 | 12.51% | 12.51% | 13.57% | 7.47% | $14.06B |
| Q2 2024 | 13.15% | 13.15% | 14.21% | 7.89% | $14.04B |
| Q3 2024 | 13.25% | 13.25% | 14.31% | 7.90% | $14.04B |
| Q4 2024 | 13.16% | 13.16% | 14.20% | 7.83% | $14.21B |
| Q1 2025 | 13.16% | 13.16% | 14.21% | 7.90% | $14.30B |
| Q2 2025 | 13.49% | 13.49% | 14.54% | 8.05% | $14.19B |
| Q3 2025 | 13.75% | 13.75% | 14.80% | 8.08% | $14.20B |
| Q4 2025 | 13.89% | 13.89% | 14.94% | 8.21% | $14.23B |
| Q1 2026 | 13.89% | 13.89% | 14.92% | 8.31% | $14.36B |
| Q2 2026 | 13.92% | 13.92% | 14.96% | 8.38% | $14.42B |
Bank of Hawaii regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hawaii, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hawaii profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18053) · FFIEC NIC profile (RSSD 795968)