Bank of Hawaii: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 9.0% in Q2 2026, from $558.1M to $508.1M. It was the largest change from Q1 2026 among the key lines here. Bank of Hawaii has the 2nd lowest loan-to-deposit ratio of the 6 banks headquartered in Hawaii, at 68.17% as of Q2 2026. The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. Bank of Hawaii sits 18.66 points lower, at 68.17% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $452.8M |
| Cash and noninterest-bearing balances to assets | 1.90% |
| Cash and securities | $8.14B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $50.0M |
| Other borrowed money | $508.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.13% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.17% |
| Net loans and leases to deposits | 67.47% |
| Loans and leases to core deposits | 73.28% |
| Core deposits to total deposits | 93.03% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.84% | 85.82% | $150.5M | $560.2M |
| Q4 2023 | 66.26% | 84.91% | $150.5M | $560.2M |
| Q1 2024 | 66.92% | 85.00% | $150.5M | $560.2M |
| Q2 2024 | 67.43% | 85.87% | $100.5M | $560.1M |
| Q3 2024 | 66.03% | 85.14% | $100.5M | $558.3M |
| Q4 2024 | 67.88% | 85.05% | $100.0M | $558.3M |
| Q1 2025 | 66.87% | 85.47% | $50.0M | $558.2M |
| Q2 2025 | 67.03% | 85.47% | $50.0M | $558.2M |
| Q3 2025 | 66.27% | 85.55% | $50.0M | $558.2M |
| Q4 2025 | 66.23% | 92.11% | $50.0M | $558.2M |
| Q1 2026 | 67.49% | 92.14% | $50.0M | $558.1M |
| Q2 2026 | 68.17% | 93.03% | $50.0M | $508.1M |
Bank of Hawaii liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hawaii, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hawaii profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18053) · FFIEC NIC profile (RSSD 795968)