Bank of Hawaii: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Hawaii of Honolulu, HI against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.08% | 1.39% | -0.31% | 31st below |
| ROAE | 14.53% | 12.21% | +2.32% | 77th top |
| Net Interest Margin | 2.74% | 3.82% | -1.08% | 13th bottom |
| Efficiency Ratio | 56.16% | 54.22% | +1.94% | 40th below |
| PPNR / Avg Assets | 1.45% | 2.05% | -0.60% | 28th below |
| Yield on Earning Assets | 4.03% | 5.72% | -1.69% | 4th bottom |
| Cost of Funds | 1.34% | 2.03% | -0.69% | 83rd top |
| Net Interest Spread | 2.21% | 3.13% | -0.92% | 16th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.99% | -0.77% | 92nd top |
| NPA / Total Assets | 0.13% | 0.72% | -0.59% | 92nd top |
| NCO / Avg Loans | 0.10% | 0.33% | -0.23% | 62nd above |
| ACL / Total Loans | 1.03% | 1.39% | -0.36% | 30th below |
| ACL / NPLs (Coverage) | 464.25% | 233.51% | +230.74% | 92nd top |
| Texas Ratio | 2.40% | 8.92% | -6.52% | 87th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 105.12% | 123.43% | -18.31% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.92% | 15.66% | -1.74% | 66th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.92% | 15.79% | -1.87% | 64th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.96% | 16.92% | -1.96% | 64th above |
| Leverage Ratio | 8.38% | 10.52% | -2.14% | 10th bottom |
| Equity / Assets | 7.50% | 11.74% | -4.24% | 4th bottom |
| TCE / Tangible Assets | 7.43% | 9.74% | -2.31% | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.17% | 84.70% | -16.53% | 87th top |
| Core Deposit Ratio | 93.03% | 86.57% | +6.46% | 62nd above |
| Uninsured Deposit Ratio | 47.22% | 36.76% | +10.46% | 25th below |
| Wholesale Funding Ratio | 2.34% | 5.87% | -3.53% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.55% | 12.01% | -11.46% | 17th bottom |
| Loan Growth (Y/Y) | 2.05% | 11.43% | -9.38% | 22nd bottom |
| Deposit Growth (Y/Y) | 0.35% | 11.42% | -11.07% | 20th bottom |
See Bank of Hawaii's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Hawaii, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Hawaii profile, how to read a UBPR, or how this data updates.