Bank of Hazlehurst: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Retained earnings: 16.0% higher than in Q1 2026, at $5.4M. Among 79 Georgia banks, Bank of Hazlehurst sits 6th from the top on CET1 ratio, 30.59% as of Q2 2026. Bank of Hazlehurst's CET1 ratio of 30.59% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 15.52 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 30.59% |
| Tier 1 risk-based capital ratio | 30.59% |
| Total risk-based capital ratio | 31.86% |
| Tier 1 leverage ratio | 14.56% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.8M |
| Tier 1 capital | $19.8M |
| Total risk-based capital | $20.6M |
| Total equity capital | $15.9M |
| Risk-weighted assets | $64.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.85% |
| Tangible equity to tangible assets | 11.85% |
| Equity capital to average assets | 11.70% |
| Internal capital growth rate | 19.55% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $14.3M |
| Retained earnings | $5.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 24.31% | 24.31% | 25.57% | 13.38% | $67.9M |
| Q4 2023 | 26.60% | 26.60% | 27.86% | 14.39% | $64.4M |
| Q1 2024 | 28.30% | 28.30% | 29.57% | 13.58% | $58.5M |
| Q2 2024 | 27.09% | 27.09% | 28.37% | 14.24% | $63.6M |
| Q3 2024 | 28.39% | 28.39% | 29.67% | 15.03% | $62.9M |
| Q4 2024 | 30.36% | 30.36% | 31.64% | 13.73% | $61.0M |
| Q1 2025 | 31.43% | 31.43% | 32.71% | 13.47% | $56.9M |
| Q2 2025 | 31.06% | 31.06% | 32.34% | 13.57% | $59.5M |
| Q3 2025 | 32.54% | 32.54% | 33.82% | 13.49% | $59.1M |
| Q4 2025 | 31.65% | 31.65% | 32.92% | 14.23% | $63.4M |
| Q1 2026 | 30.91% | 30.91% | 32.18% | 13.37% | $61.6M |
| Q2 2026 | 30.59% | 30.59% | 31.86% | 14.56% | $64.7M |
Bank of Hazlehurst regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hazlehurst, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hazlehurst profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 149) · FFIEC NIC profile (RSSD 628039)