Bank of Hazlehurst: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.35 percentage points from Q1 2026 to Q2 2026, ending at 5.01% against 4.66%. It was the largest change among the key lines on this page. Bank of Hazlehurst ranks 25th of 121 Georgia banks on net interest margin, in the upper half at 5.01% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Bank of Hazlehurst sits 1.06 points higher, at 5.01% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.34% |
| Yield on loans | 7.82% |
| Yield on securities | 3.18% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.37% |
| Cost of interest-bearing deposits | 0.77% |
| Cost of interest-bearing liabilities | 0.77% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.01% |
| Yield to cost spread | 4.57% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.1M |
| Total interest expense | $109K |
| Interest expense on deposits | $109K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.11% | 0.22% | 4.89% | 7.49% | 2.80% |
| Q4 2023 | 5.45% | 0.28% | 5.17% | 7.86% | 2.92% |
| Q1 2024 | 5.07% | 0.32% | 4.77% | 7.70% | 2.81% |
| Q2 2024 | 5.51% | 0.37% | 5.17% | 8.16% | 2.87% |
| Q3 2024 | 5.52% | 0.42% | 5.12% | 8.34% | 2.80% |
| Q4 2024 | 5.42% | 0.41% | 5.04% | 8.36% | 2.82% |
| Q1 2025 | 5.34% | 0.39% | 4.97% | 8.73% | 2.86% |
| Q2 2025 | 5.33% | 0.38% | 4.98% | 8.26% | 2.86% |
| Q3 2025 | 5.12% | 0.38% | 4.76% | 8.16% | 2.87% |
| Q4 2025 | 5.28% | 0.38% | 4.92% | 8.05% | 2.98% |
| Q1 2026 | 4.98% | 0.35% | 4.66% | 7.80% | 3.00% |
| Q2 2026 | 5.34% | 0.37% | 5.01% | 7.82% | 3.18% |
Bank of Hazlehurst yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hazlehurst, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hazlehurst profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 149) · FFIEC NIC profile (RSSD 628039)