Bank of Hazlehurst: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Hazlehurst of Hazlehurst, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.31% | 1.35% | +0.96% | 92nd top |
| ROAE | 20.22% | 12.05% | +8.17% | 88th top |
| Net Interest Margin | 5.01% | 3.90% | +1.11% | 92nd top |
| Efficiency Ratio | 54.83% | 63.15% | -8.32% | 70th above |
| PPNR / Avg Assets | 2.31% | 1.64% | +0.67% | 84th top |
| Yield on Earning Assets | 5.34% | 5.65% | -0.31% | 37th below |
| Cost of Funds | 0.37% | 1.85% | -1.48% | 99th top |
| Net Interest Spread | 4.57% | 3.35% | +1.22% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.68% | 0.92% | -0.24% | 38th below |
| NPA / Total Assets | 0.29% | 0.67% | -0.38% | 52nd above |
| NCO / Avg Loans | -0.68% | 0.15% | -0.83% | 100th top |
| ACL / Total Loans | 3.82% | 1.28% | +2.54% | 99th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 563.08% | 1645.60% | -1082.52% | 73rd above |
| Texas Ratio | 2.15% | 7.15% | -5.00% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 30.59% | 20.82% | +9.77% | 93rd top |
| Tier 1 Ratio | 30.59% | 20.85% | +9.74% | 93rd top |
| Total Capital Ratio | 31.86% | 21.93% | +9.93% | 93rd top |
| Leverage Ratio | 14.56% | 12.46% | +2.10% | 84th top |
| Equity / Assets | 11.85% | 11.67% | +0.18% | 70th above |
| TCE / Tangible Assets | 11.85% | 11.40% | +0.45% | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 48.76% | 78.65% | -29.89% | 92nd top |
| Core Deposit Ratio | 99.31% | 87.09% | +12.22% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.36% | 6.48% | -13.84% | 3rd bottom |
| Loan Growth (Y/Y) | 13.55% | 7.64% | +5.91% | 84th top |
| Deposit Growth (Y/Y) | -9.81% | 6.03% | -15.84% | 2nd bottom |
See Bank of Hazlehurst's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Hazlehurst, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Hazlehurst profile, how to read a UBPR, or how this data updates.