Bank of Luxemburg: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Total risk-based capital rose 2.6% in Q2 2026 to $74.7M, the biggest move on this page. Within Wisconsin, Bank of Luxemburg is 69th of 85 on CET1 ratio, 11.40% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Bank of Luxemburg sits 3.67 points lower, at 11.40% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.40% |
| Tier 1 risk-based capital ratio | 11.40% |
| Total risk-based capital ratio | 12.24% |
| Tier 1 leverage ratio | 9.64% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $69.5M |
| Tier 1 capital | $69.5M |
| Total risk-based capital | $74.7M |
| Total equity capital | $60.1M |
| Risk-weighted assets | $610.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.31% |
| Tangible equity to tangible assets | 8.31% |
| Equity capital to average assets | 8.34% |
| Internal capital growth rate | 9.73% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $5.4M |
| Retained earnings | $63.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$9.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.86% | 10.86% | 11.80% | 9.02% | $517.2M |
| Q4 2023 | 10.59% | 10.59% | 11.51% | 8.85% | $532.2M |
| Q1 2024 | 10.72% | 10.72% | 11.62% | 8.82% | $537.8M |
| Q2 2024 | 10.86% | 10.86% | 11.77% | 9.03% | $540.5M |
| Q3 2024 | 10.97% | 10.97% | 11.85% | 9.01% | $547.5M |
| Q4 2024 | 10.79% | 10.79% | 11.65% | 8.92% | $555.2M |
| Q1 2025 | 10.77% | 10.77% | 11.64% | 9.12% | $568.2M |
| Q2 2025 | 10.62% | 10.62% | 11.47% | 9.17% | $591.9M |
| Q3 2025 | 10.74% | 10.74% | 11.61% | 9.13% | $603.2M |
| Q4 2025 | 11.33% | 11.33% | 12.07% | 9.31% | $591.2M |
| Q1 2026 | 11.39% | 11.39% | 12.17% | 9.39% | $597.9M |
| Q2 2026 | 11.40% | 11.40% | 12.24% | 9.64% | $610.3M |
Bank of Luxemburg regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Luxemburg, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Luxemburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13264) · FFIEC NIC profile (RSSD 580548)