Bank of Luxemburg: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 103.59 percentage points in Q2 2026, from 552.56% to 448.97%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Bank of Luxemburg is 120th of 153 on return on assets, 0.96% as of Q2 2026, below the middle of the field. Bank of Luxemburg reported 0.96% on return on assets for Q2 2026, 0.29 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.40% |
| Tier 1 risk-based capital ratio | 11.40% |
| Total risk-based capital ratio | 12.24% |
| Tier 1 leverage ratio | 9.64% |
| Equity capital to assets | 8.31% |
| Tangible equity to tangible assets | 8.31% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.20% |
| Non-performing assets ratio | 0.15% |
| Net charge-off ratio | -0.07% |
| Texas ratio | 1.71% |
| Allowance for credit losses to loans | 0.90% |
| Reserve coverage of non-performing loans | 448.97% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.96% |
| Return on equity | 11.64% |
| Net interest margin | 3.80% |
| Efficiency ratio | 68.91% |
| Yield on earning assets | 5.70% |
| Cost of funds | 2.02% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.84% |
| Core deposits to total deposits | 90.40% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.70% |
| Securities to assets | 17.44% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.86% | 10.86% | 11.80% | 9.02% | 0.93% |
| Q4 2023 | 10.59% | 10.59% | 11.51% | 8.85% | 0.23% |
| Q1 2024 | 10.72% | 10.72% | 11.62% | 8.82% | 0.76% |
| Q2 2024 | 10.86% | 10.86% | 11.77% | 9.03% | 0.85% |
| Q3 2024 | 10.97% | 10.97% | 11.85% | 9.01% | 0.81% |
| Q4 2024 | 10.79% | 10.79% | 11.65% | 8.92% | 0.07% |
| Q1 2025 | 10.77% | 10.77% | 11.64% | 9.12% | 0.79% |
| Q2 2025 | 10.62% | 10.62% | 11.47% | 9.17% | 1.10% |
| Q3 2025 | 10.74% | 10.74% | 11.61% | 9.13% | 1.09% |
| Q4 2025 | 11.33% | 11.33% | 12.07% | 9.31% | 1.45% |
| Q1 2026 | 11.39% | 11.39% | 12.17% | 9.39% | 0.63% |
| Q2 2026 | 11.40% | 11.40% | 12.24% | 9.64% | 0.96% |
Bank of Luxemburg vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Luxemburg, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Luxemburg profile, peer group comparison, or how this data updates.
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