Bank of Luxemburg: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.05 percentage points, from 3.75% to 3.80%, the largest move among the key lines here. Within Wisconsin, Bank of Luxemburg is 79th of 153 on net interest margin, 3.80% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Bank of Luxemburg sits 0.15 points lower, at 3.80% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.70% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.02% |
| Cost of interest-bearing deposits | 2.24% |
| Cost of interest-bearing liabilities | 2.37% |
| Cost of borrowings | 4.56% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.80% |
| Yield to cost spread | 3.33% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.9M |
| Total interest expense | $3.3M |
| Interest expense on deposits | $3.0M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 4.95% | 1.87% | 3.18% |
| Q4 2023 | 5.13% | 2.00% | 3.25% |
| Q1 2024 | 5.23% | 2.18% | 3.17% |
| Q2 2024 | 5.38% | 2.33% | 3.20% |
| Q3 2024 | 5.43% | 2.36% | 3.24% |
| Q4 2024 | 5.41% | 2.26% | 3.36% |
| Q1 2025 | 5.43% | 2.10% | 3.47% |
| Q2 2025 | 5.69% | 2.11% | 3.72% |
| Q3 2025 | 5.75% | 2.11% | 3.77% |
| Q4 2025 | 5.73% | 2.08% | 3.79% |
| Q1 2026 | 5.65% | 2.01% | 3.75% |
| Q2 2026 | 5.70% | 2.02% | 3.80% |
Bank of Luxemburg yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Luxemburg, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Luxemburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13264) · FFIEC NIC profile (RSSD 580548)