Bank of Luxemburg: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Luxemburg of Luxemburg, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.96% | 1.34% | -0.38% | 31st below |
| ROAE | 11.64% | 13.32% | -1.68% | 46th below |
| Net Interest Margin | 3.80% | 3.93% | -0.13% | 42nd below |
| Efficiency Ratio | 68.91% | 61.13% | +7.78% | 31st below |
| PPNR / Avg Assets | 1.35% | 1.68% | -0.33% | 36th below |
| Yield on Earning Assets | 5.70% | 5.67% | +0.03% | 55th above |
| Cost of Funds | 2.02% | 1.88% | +0.14% | 36th below |
| Net Interest Spread | 3.33% | 3.32% | +0.01% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.94% | -0.74% | 64th above |
| NPA / Total Assets | 0.15% | 0.70% | -0.55% | 64th above |
| NCO / Avg Loans | -0.07% | 0.16% | -0.23% | 96th top |
| ACL / Total Loans | 0.90% | 1.28% | -0.38% | 17th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 448.97% | 1539.51% | -1090.54% | 69th above |
| Texas Ratio | 1.71% | 7.34% | -5.63% | 65th above |
| Provision / NCO | 1530.61% | 1395.34% | +135.27% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.40% | 19.51% | -8.11% | 11th bottom |
| Tier 1 Ratio | 11.40% | 19.55% | -8.15% | 11th bottom |
| Total Capital Ratio | 12.24% | 20.63% | -8.39% | 9th bottom |
| Leverage Ratio | 9.64% | 12.14% | -2.50% | 24th bottom |
| Equity / Assets | 8.31% | 11.38% | -3.07% | 17th bottom |
| TCE / Tangible Assets | 8.31% | 11.09% | -2.78% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.84% | 80.63% | +8.21% | 31st below |
| Core Deposit Ratio | 90.40% | 86.86% | +3.54% | 57th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.21% | 5.03% | -0.82% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.14% | 6.86% | -4.72% | 33rd below |
| Loan Growth (Y/Y) | 4.41% | 7.91% | -3.50% | 44th below |
| Deposit Growth (Y/Y) | 1.04% | 6.29% | -5.25% | 29th below |
See Bank of Luxemburg's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Luxemburg, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Luxemburg profile, how to read a UBPR, or how this data updates.