The Bank of Marion: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 12.3% higher than in Q1 2026, at -$13.8M. Within Virginia, The Bank of Marion is 10th of 44 on CET1 ratio, 18.18% as of Q2 2026, above the middle of the field. The Bank of Marion reported 18.18% on CET1 ratio for Q2 2026, 3.11 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.18% |
| Tier 1 risk-based capital ratio | 18.18% |
| Total risk-based capital ratio | 19.22% |
| Tier 1 leverage ratio | 11.37% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $72.2M |
| Tier 1 capital | $72.2M |
| Total risk-based capital | $76.4M |
| Total equity capital | $58.5M |
| Risk-weighted assets | $397.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.22% |
| Tangible equity to tangible assets | 9.22% |
| Equity capital to average assets | 9.20% |
| Internal capital growth rate | 8.16% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $500K |
| Retained earnings | $70.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$13.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.21% | 18.21% | 19.38% | 10.95% | $329.7M |
| Q4 2023 | 17.97% | 17.97% | 19.10% | 11.01% | $336.8M |
| Q1 2024 | 18.13% | 18.13% | 19.26% | 11.11% | $341.0M |
| Q2 2024 | 17.42% | 17.42% | 18.55% | 10.53% | $354.1M |
| Q3 2024 | 17.53% | 17.53% | 18.62% | 10.69% | $361.4M |
| Q4 2024 | 17.65% | 17.65% | 18.74% | 10.70% | $362.8M |
| Q1 2025 | 18.22% | 18.22% | 19.33% | 10.98% | $361.6M |
| Q2 2025 | 18.05% | 18.05% | 19.16% | 10.98% | $368.7M |
| Q3 2025 | 18.35% | 18.35% | 19.46% | 11.24% | $372.8M |
| Q4 2025 | 17.99% | 17.99% | 19.10% | 11.25% | $384.6M |
| Q1 2026 | 18.43% | 18.43% | 19.54% | 11.40% | $385.8M |
| Q2 2026 | 18.18% | 18.18% | 19.22% | 11.37% | $397.4M |
The Bank of Marion regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Marion, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Marion profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9507) · FFIEC NIC profile (RSSD 858528)