The Bank of Marion: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 75.40 percentage points higher than in Q1 2026, at 211.72%. The Bank of Marion ranks 23rd of 56 Virginia banks on return on assets, in the upper half at 1.53% (Q2 2026). The Bank of Marion reported 1.53% on return on assets for Q2 2026, 0.28 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.18% |
| Tier 1 risk-based capital ratio | 18.18% |
| Total risk-based capital ratio | 19.22% |
| Tier 1 leverage ratio | 11.37% |
| Equity capital to assets | 9.22% |
| Tangible equity to tangible assets | 9.22% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.44% |
| Non-performing assets ratio | 0.34% |
| Net charge-off ratio | 0.15% |
| Texas ratio | 8.29% |
| Allowance for credit losses to loans | 0.93% |
| Reserve coverage of non-performing loans | 211.72% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.53% |
| Return on equity | 17.08% |
| Net interest margin | 4.24% |
| Efficiency ratio | 60.50% |
| Yield on earning assets | 5.35% |
| Cost of funds | 1.20% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.03% |
| Core deposits to total deposits | 95.30% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.52% |
| Securities to assets | 21.84% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.21% | 18.21% | 19.38% | 10.95% | 1.08% |
| Q4 2023 | 17.97% | 17.97% | 19.10% | 11.01% | 1.15% |
| Q1 2024 | 18.13% | 18.13% | 19.26% | 11.11% | 1.01% |
| Q2 2024 | 17.42% | 17.42% | 18.55% | 10.53% | 0.81% |
| Q3 2024 | 17.53% | 17.53% | 18.62% | 10.69% | 1.13% |
| Q4 2024 | 17.65% | 17.65% | 18.74% | 10.70% | 1.30% |
| Q1 2025 | 18.22% | 18.22% | 19.33% | 10.98% | 1.23% |
| Q2 2025 | 18.05% | 18.05% | 19.16% | 10.98% | 1.21% |
| Q3 2025 | 18.35% | 18.35% | 19.46% | 11.24% | 1.21% |
| Q4 2025 | 17.99% | 17.99% | 19.10% | 11.25% | 1.32% |
| Q1 2026 | 18.43% | 18.43% | 19.54% | 11.40% | 1.29% |
| Q2 2026 | 18.18% | 18.18% | 19.22% | 11.37% | 1.53% |
The Bank of Marion vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Marion, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Marion profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9507) · FFIEC NIC profile (RSSD 858528)