The Bank of Marion: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 129.6% higher than in Q1 2026, at $9.8M. Within Virginia, The Bank of Marion is 33rd of 56 on loan-to-deposit ratio, 82.03% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; The Bank of Marion reported 82.03% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $14.1M |
| Cash and noninterest-bearing balances to assets | 2.23% |
| Cash and securities | $152.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.8M |
| Other borrowed money | $25.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.94% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.03% |
| Net loans and leases to deposits | 81.26% |
| Loans and leases to core deposits | 86.07% |
| Core deposits to total deposits | 95.30% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.43% | 97.09% | $1.2M | $35.0M |
| Q4 2023 | 75.05% | 95.87% | $2.3M | $28.0M |
| Q1 2024 | 76.04% | 95.14% | $0 | $30.0M |
| Q2 2024 | 77.44% | 95.07% | $0 | $36.6M |
| Q3 2024 | 76.78% | 92.07% | $0 | $20.0M |
| Q4 2024 | 74.46% | 92.88% | $0 | $0 |
| Q1 2025 | 73.23% | 93.21% | $0 | $0 |
| Q2 2025 | 75.76% | 93.53% | $5.7M | $7.0M |
| Q3 2025 | 77.52% | 94.10% | $0 | $12.5M |
| Q4 2025 | 76.36% | 95.16% | $1.5M | $7.0M |
| Q1 2026 | 77.14% | 95.27% | $4.3M | $0 |
| Q2 2026 | 82.03% | 95.30% | $9.8M | $25.0M |
The Bank of Marion liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Marion, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Marion profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9507) · FFIEC NIC profile (RSSD 858528)