The Bank of Marion: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Marion of Marion, VA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.53% | 1.34% | +0.19% | 65th above |
| ROAE | 17.08% | 13.31% | +3.77% | 76th top |
| Net Interest Margin | 4.24% | 3.93% | +0.31% | 67th above |
| Efficiency Ratio | 60.50% | 61.14% | -0.64% | 52nd above |
| PPNR / Avg Assets | 1.80% | 1.68% | +0.12% | 62nd above |
| Yield on Earning Assets | 5.35% | 5.67% | -0.32% | 37th below |
| Cost of Funds | 1.20% | 1.88% | -0.68% | 85th top |
| Net Interest Spread | 3.88% | 3.32% | +0.56% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.44% | 0.94% | -0.50% | 48th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.34% | 0.70% | -0.36% | 48th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.15% | 0.16% | -0.01% | 15th bottom |
| ACL / Total Loans | 0.93% | 1.28% | -0.35% | 19th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 211.72% | 1539.56% | -1327.84% | 50th above |
| Texas Ratio | 8.29% | 7.33% | +0.96% | 27th below |
| Provision / NCO | 59.87% | 1396.74% | -1336.87% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.18% | 19.50% | -1.32% | 70th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.18% | 19.54% | -1.36% | 70th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.22% | 20.62% | -1.40% | 69th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.37% | 12.14% | -0.77% | 56th above |
| Equity / Assets | 9.22% | 11.38% | -2.16% | 31st below |
| TCE / Tangible Assets | 9.22% | 11.09% | -1.87% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.03% | 80.64% | +1.39% | 47th below |
| Core Deposit Ratio | 95.30% | 86.86% | +8.44% | 85th top |
| Wholesale Funding Ratio | 5.49% | 5.03% | +0.46% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.11% | 6.85% | +0.26% | 69th above |
| Loan Growth (Y/Y) | 9.99% | 7.90% | +2.09% | 73rd above |
| Deposit Growth (Y/Y) | 1.59% | 6.29% | -4.70% | 33rd below |
See The Bank of Marion's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Marion, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Marion profile, how to read a UBPR, or how this data updates.