Bank of Milton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Milton of Milton, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.64% | 1.35% | +0.29% | 71st above |
| ROAE | 20.25% | 12.05% | +8.20% | 88th top |
| Net Interest Margin | 4.10% | 3.90% | +0.20% | 59th above |
| Efficiency Ratio | 46.98% | 63.15% | -16.17% | 86th top |
| PPNR / Avg Assets | 2.25% | 1.64% | +0.61% | 82nd top |
| Yield on Earning Assets | 5.87% | 5.65% | +0.22% | 63rd above |
| Cost of Funds | 1.91% | 1.85% | +0.06% | 43rd below |
| Net Interest Spread | 3.58% | 3.35% | +0.23% | 64th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.34% | 0.92% | +1.42% | 10th bottom |
| NPA / Total Assets | 1.82% | 0.67% | +1.15% | 9th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.64% | 1.28% | +0.36% | 85th top |
| ACL / NPLs (Coverage) | 70.14% | 1645.81% | -1575.67% | 18th bottom |
| Texas Ratio | 19.01% | 7.14% | +11.87% | 9th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.51% | 12.46% | -2.95% | 22nd bottom |
| Equity / Assets | 8.28% | 11.67% | -3.39% | 17th bottom |
| TCE / Tangible Assets | 8.28% | 11.40% | -3.12% | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.91% | 78.64% | +10.27% | 31st below |
| Core Deposit Ratio | 83.93% | 87.09% | -3.16% | 27th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.84% | 5.11% | -1.27% | 47th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.10% | 6.47% | -1.37% | 55th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.51% | 7.64% | -1.13% | 57th above |
| Deposit Growth (Y/Y) | 6.53% | 6.02% | +0.51% | 67th above |
See Bank of Milton's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Milton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Milton profile, how to read a UBPR, or how this data updates.