Branch Network
Bank of the Mountains, Inc. Locations & Branches West Liberty, Kentucky
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Bank of the Mountains, Inc. operates 3 branches from its headquarters in West Liberty, KY, .
Bank of the Mountains, Inc. branch network
All 3 branches are in KENTUCKY, across 3 cities. Its largest office by deposits is its main office in West Liberty, KY, with $47.4M (53.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Bank of the Mountains, Inc. at a glance
Its CET1 capital ratio was 13.17% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $100.0M
- CET1 ratio, Q2 2026
- 13.17%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1973
Full financial profile · Is Bank of the Mountains, Inc. safe? · Bank of the Mountains, Inc. Q3 2026 call report, filed October 21, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Liberty, KY (1 branch) | 2 of 4 | 18.1% | $47.4M |
| State: KY (3 branches) | 127 of 152 | <0.1% | $88.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Bank of the Mountains, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Morgan, KY (3 branches) | 2 of 4 | 29.1% | $88.0M | $302.2M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of the Mountains, Inc. (main office) | West Liberty, KY | 41472 | $47.4M |
| Index Banking Branch | Index, KY | 41472 | $31.9M |
| Ezel Banking Branch | Ezel, KY | 41425 | $8.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 21219) · FFIEC NIC profile (RSSD 422116)