Bank call report · Ogden, UT
Bank of Utah Call Report
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Bank of Utah filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 450 reported line items, schedule by schedule (698 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 933975 |
| FDIC certificate number | 17159 |
| Total assets | $3.79B |
Official Q2 2026 call report PDF (FFIEC) →
Bank of Utah call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Bank of Utah balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $3.79B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $3.79B |
| Total Liabilities and Minority Interest | RCON2948 | $3.32B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.96B |
| Total Deposits | RCON2200 | $2.95B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.93B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.14B |
| Deposits: Noninterest-bearing | RCON6631 | $815.0M |
| Total Equity Capital | RCON3210 | $465.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $465.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $352.4M |
| Interest-bearing Balances | RCON0071 | $342.3M |
| Other Borrowed Money | RCON3190 | $208.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $163.9M |
| Other Assets | RCON2160 | $118.4M |
| Surplus | RCON3839 | $117.7M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $95.9M |
| Held-to-maturity Securities, Total | RCON1754 | $86.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $86.0M |
| Other Liabilities, Total | RCON2930 | $61.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $57.4M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $46.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $35.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $22.5M |
| Intangible Assets | RCON2143 | $8.9M |
| Goodwill | RCON3163 | $8.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$8.3M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $7.5M |
| Loans and Leases Held for Sale | RCON5369 | $6.4M |
| Common Stock | RCON3230 | $3.7M |
Schedule RI: Income Statement (45 items)
About Schedule RI · Bank of Utah income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $97.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $86.6M |
| Net Interest Income | RIAD4074 | $61.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $56.3M |
| Total Noninterest Expense | RIAD4093 | $46.6M |
| Total Interest Expense | RIAD4073 | $36.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $27.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $27.7M |
| Salaries and Employee Benefits | RIAD4135 | $27.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $24.1M |
| Net Income (Loss) | RIAD4340 | $24.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $24.1M |
| Other Noninterest Expense | RIAD4092 | $15.0M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $14.6M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $14.5M |
| Total Noninterest Income | RIAD4079 | $14.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $12.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $11.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $5.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $4.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.0M |
| Other Interest Expense | RIADGW44 | $3.8M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.8M |
| Income from Lease Financing Receivables | RIAD4065 | $3.6M |
| Applicable Income Taxes | RIAD4302 | $3.6M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.9M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $2.7M |
| Other Noninterest Income | RIADB497 | $1.9M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.6M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.4M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.2M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1.2M |
| Net Servicing Fees | RIADB492 | $606K |
| Other Interest Income | RIAD4518 | $596K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $344K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $212K |
| Interest on Other Securities | RIAD4060 | $123K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $78K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$78K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $68K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $7K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 426 |
Schedule RC-B: Securities (25 items)
About Schedule RC-B · Bank of Utah securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Securities | RCON0416 | $197.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $175.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $122.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $115.9M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $75.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $68.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $53.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $52.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $48.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $48.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $40.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $35.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $31.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $31.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $24.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $24.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $22.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $14.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $12.6M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $12.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $5.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $5.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $4.9M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $649K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $472K |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · Bank of Utah loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.97B |
| Pledged Loans and Leases | RCONG378 | $1.84B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $828.4M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $813.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $697.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $610.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $518.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $516.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $394.8M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $351.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $330.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $301.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $251.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $198.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $174.6M |
| Commercial and Industrial Loans | RCON1766 | $118.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $112.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $106.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $101.9M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $89.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $83.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $80.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $34.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $21.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $15.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $13.2M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $13.0M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $9.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $5.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.0M |
| Unearned Income on Loans | RCON2123 | $4.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $1.7M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $347K |
| Other Loans | RCONJ464 | $63K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $75.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $27.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $13.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $10.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $546K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $272K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $71K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $30K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $21K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $7K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 166 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 156 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 73 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 72 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 25 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 10 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 1 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Bank of Utah deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.86B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.79B |
| Total Transaction Accounts | RCON2215 | $1.09B |
| Total Demand Deposits (See Note Below) | RCON2210 | $956.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $956.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $727.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $504.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $463.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $342.4M |
| Total Brokered Deposits | RCON2365 | $342.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $324.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $295.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $267.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $256.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $245.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $146.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $138.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $137.7M |
| Total reciprocal deposits | RCONJH83 | $125.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $99.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $98.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $69.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $66.3M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $40.5M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $40.5M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $26.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $21.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $10.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $7.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $6.1M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $5.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $360K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $53.6M |
| Other Assets | RCON2168 | $22.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $15.6M |
| Prepaid Expenses | RCON2166 | $15.4M |
| Accrued Interest Receivable | RCONB556 | $15.3M |
| Net Deferred Tax Assets | RCON2148 | $8.5M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $3.3M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $50.9M |
| Accounts Payable | RCON3066 | $22.9M |
| Operating lease liabilities | RCONLB56 | $17.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $4.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.5M |
Schedule RC-K: Quarterly Averages (20 items)
About Schedule RC-K · Bank of Utah quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $3.66B |
| Quarterly Average of Total Loans | RCON3360 | $2.93B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.59B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $990.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $552.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $294.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $285.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $262.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $235.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $209.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $146.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $136.5M |
| Mortgage-backed Securities | RCONB559 | $123.9M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $119.2M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $90.6M |
| All Other Securities | RCONB560 | $8.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $6.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $899K |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $153K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Bank of Utah derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $212.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $162.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $128.5M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $115.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $16.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $15.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $4.5M |
| Unused Commitments - Credit Card Lines | RCON3815 | $3.0M |
| Performance Standby Letters of Credit | RCON3821 | $2.2M |
| Commercial and Similar Letters of Credit | RCON3411 | $555K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · Bank of Utah memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $173.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $173.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $35.0M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $8.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $283K |
| Outstanding balance of PPP loans | RCONLG27 | $32K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1K |
| Mortgage Servicing Assets | RCON3164 | $1K |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Bank of Utah past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.4M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $2.9M |
| Additions to Nonaccrual Assets | RCONC410 | $2.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.5M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $1.1M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $1.1M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $731K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $516K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $121K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $115K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Bank of Utah other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $3.66B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.96B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.82B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.37B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.13B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $460.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $9.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 32,259 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,446 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 320 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Bank of Utah regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Bank of Utah regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $3.66B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $3.65B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.84B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $500.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $465.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $464.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $464.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $464.9M |
| Retained Earnings | RCOAKW00 | $352.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $121.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $35.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $35.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $35.5M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $8.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $8.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$8.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$8.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1761 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1636 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1636 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1274 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0961 |
Schedule RC-R, Part II: Risk-Weighted Assets (84 items)
About Schedule RC-R, Part II · Bank of Utah risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.84B |
| Total Risk-weighted Assets | RCONG641 | $2.84B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.67B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.14B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.14B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.95B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.74B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.20B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.18B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $893.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $599.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $510.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $510.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $399.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $364.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $337.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $271.5M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $271.5M |
| Total All Other Assets | RCOND981 | $231.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $199.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $196.7M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $181.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $171.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $167.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $167.8M |
| Unconditionally Cancellable Commitments | RCONS540 | $130.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $122.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $93.5M |
| Total Held-to-maturity Securities | RCOND961 | $86.0M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $69.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $52.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $42.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$37.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $33.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $33.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $28.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $27.1M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $24.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $19.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $18.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $16.6M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $15.7M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $14.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $14.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $13.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$11.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $11.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $9.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $8.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $8.9M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $7.5M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $6.4M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $5.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $5.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $4.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $4.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $4.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $4.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $4.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $4.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $3.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $3.3M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $3.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $2.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $2.2M |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $2.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $2.0M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $2.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 50 Pct Risk Weight Category | RCONG604 | $1.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $1.1M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $649K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $555K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $165K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 20 Pct Risk Weight Category | RCONG609 | $111K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $111K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $70K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $48K |
| Over-the-counter Derivatives - 50 Pct Risk Weight Category | RCONS546 | $48K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $48K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $3K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $1K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$1K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $1K |
Schedule RC-T: Fiduciary and Related Services (35 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $769.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $336.1M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $336.1M |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $334.2M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $332.2M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $205.5M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $90.4M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $89.9M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $86.0M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $29.4M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $15.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $8.9M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $8.9M |
| Income from Fiduciary Activities | RIAD4070 | $8.8M |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $6.9M |
| Personal Trust and Agency Accounts | RIADB904 | $1.2M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $723K |
| All Other Fiduciary Income | RIADA480 | $56K |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $2K |
| Other Fiduciary and Related Services Income | RIADB910 | $1K |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 8,894 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 8,088 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 791 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 791 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 244 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 168 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 38 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 38 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 32 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 31 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 13 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 4 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 2 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 1 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $465.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $447.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $447.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $5.1M |
| Other Comprehensive Income | RIADB511 | -$968K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Bank of Utah charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $3.3M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $3.3M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $31K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Bank of Utah changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $36.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $35.2M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$500K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $3K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$2K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $1K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.96B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.13B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $1.02B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $438.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $362.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $35.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $13.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $12.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $6.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $6.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.1M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $1.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $64K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $22K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $1K |
| Held to Maturity Securities, Total | RCONJJ25 | $1K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $394.4M |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $102.2M |
Bank of Utah call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank of Utah call report?
The Bank of Utah call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank of Utah file?
Bank of Utah files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank of Utah call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank of Utah has Federal Reserve RSSD ID 933975 and FDIC certificate number 17159. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank of Utah file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank of Utah financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 17159) · FFIEC NIC profile (RSSD 933975)