Bank of Utah Routing Number (ABA): 124300107

Bank of Utah at a glance

Its CET1 capital ratio was 15.99% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q3 2026

$3.85B

CET1 ratio, Q3 2026

15.99%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

20 branches

Latest call report

Q3 2026, FFIEC 051

Established

1952

Full financial profile · Is Bank of Utah safe? · Bank of Utah call report · Branch locations

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0010, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Bank of Utah

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Bank of Utah checks or in its online banking. Ask the bank for wire instructions (www.bankofutah.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Bank of Utah

Bank of Utah is headquartered in Ogden, Utah and was established in 1952. It is in the OGDEN, UT metro area. It reported $3.85B in total assets and $3.01B in deposits for Q3 2026, the 18th largest of the 44 banks headquartered in Utah. It reports 20 domestic offices. Its deposits have been FDIC insured since 1952. Its primary federal regulator is the FDIC. 4 other banks and credit unions headquartered in Ogden have a routing number listed here.

What the digits in 124300107 mean

The first four digits, 1243, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0010, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 2 + 11 = 40, a multiple of 10, so 124300107 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Bank of Utah routing number?

The Bank of Utah routing number is 124300107. It is the primary ABA routing transit number registered to Bank of Utah, headquartered in Ogden, UT. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.

What is the Bank of Utah wire routing number?

This page lists the primary routing number registered to Bank of Utah. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Bank of Utah before sending a wire.

Is ABA number 124300107 the routing number for Bank of Utah?

Yes. It is the primary routing number registered to Bank of Utah.

Which bank uses routing number 124300107?

It belongs to Bank of Utah, headquartered in Ogden, UT. It is the bank's primary ABA routing number (FDIC certificate 17159).

Routing numbers in Ogden, UT

Bank

Transportation Alliance Bank, Inc. dba Tab Bank: 124384657

Bank

Wells Fargo Trust Company, N.A.: 124303191

Credit union

Wasatch Peaks Federal Credit Union: 324377590

Credit union

Education First Credit Union: 324377626

All routing numbers in Utah