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Branch Network

The Bank Locations & Branches Oberlin, Kansas

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The Bank operates 14 branches from its headquarters in Oberlin, KS, .

The Bank branch network

All 14 branches are in KANSAS, across 14 cities. Its largest office by deposits is the Bankwest of Kansas Branch office in Goodland, KS, with $92.5M (17.1% of its branch deposits). It had the same number of branches on June 30, 2025.

The Bank at a glance

Its CET1 capital ratio was 18.10% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026
$617.3M
CET1 ratio, Q2 2026
18.10%
Deposit insurance
FDIC
Regulator
FDIC
Established
1985

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Oberlin, KS (1 branch) 1 of 3 42.9% $52.6M
State: KS (14 branches) 44 of 231 0.5% $540.5M

Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.

Share by county and metro area

The Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Sherman, KS (1 branch) 2 of 4 29.2% $92.5M $316.9M
Gove, KS (2 branches) 1 of 2 50.2% $75.3M $149.8M
Rawlins, KS (1 branch) 2 of 4 28.8% $59.1M $205.3M
Logan, KS (2 branches) 2 of 3 18.5% $57.6M $311.5M
Cheyenne, KS (2 branches) 1 of 3 38.9% $57.0M $146.6M
Thomas, KS (1 branch) 3 of 7 8.3% $55.6M $666.8M
Decatur, KS (1 branch) 1 of 3 42.9% $52.6M $122.8M
Norton, KS (1 branch) 4 of 5 14.2% $34.0M $239.7M
Sheridan, KS (1 branch) 4 of 4 10.3% $24.5M $236.7M
Russell, KS (1 branch) 6 of 6 7.0% $21.7M $308.4M

Metro areas

Metro area Rank Deposit share Deposits Metro total
Hays, KS (1 branch) 9 of 10 0.8% $10.7M $1.31B
Branch Location ZIP Deposits
Bankwest of Kansas Branch
Goodland, KS
67735 $92.5M
Atwood Branch
Atwood, KS
67730 $59.1M
Quinter Branch
Quinter, KS
67752 $56.8M
Colby Branch
Colby, KS
67701 $55.6M
The Bank
Oberlin, KS
67749 $52.6M
Norton Branch
Norton, KS
67654 $34.0M
Bird City Branch
Bird City, KS
67731 $31.8M
Winona Branch
Winona, KS
67764 $30.6M
Oakley Branch
Oakley, KS
67748 $27.0M
St Francis Branch
St. Francis, KS
67756 $25.2M
Selden Branch
Selden, KS
67757 $24.5M
Gorham Branch
Gorham, KS
67640 $21.7M
The Bank of Grainfield Branch
Grainfield, KS
67737 $18.4M
Victoria Branch
Victoria, KS
67671 $10.7M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.