Bankers Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 14.3% higher than in Q1 2026, at -$57.3M. Within Iowa, Bankers Trust Company is 100th of 114 on CET1 ratio, 10.95% as of Q2 2026, below the middle of the field. Bankers Trust Company reported 10.95% on CET1 ratio for Q2 2026, 2.53 points below the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.95% |
| Tier 1 risk-based capital ratio | 11.03% |
| Total risk-based capital ratio | 12.25% |
| Tier 1 leverage ratio | 10.10% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $794.5M |
| Tier 1 capital | $800.5M |
| Total risk-based capital | $889.0M |
| Total equity capital | $743.2M |
| Risk-weighted assets | $7.25B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.49% |
| Tangible equity to tangible assets | 9.49% |
| Equity capital to average assets | 9.37% |
| Internal capital growth rate | 8.63% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $38.9M |
| Common stock surplus | $124.3M |
| Retained earnings | $631.2M |
| Preferred stock and surplus | $6.0M |
| Accumulated other comprehensive income | -$57.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 9.91% | 10.01% | 11.23% | 9.96% | $6.45B |
| Q4 2023 | 9.99% | 10.08% | 11.26% | 10.04% | $6.53B |
| Q1 2024 | 10.11% | 10.20% | 11.40% | 10.08% | $6.57B |
| Q2 2024 | 10.26% | 10.35% | 11.41% | 10.05% | $6.60B |
| Q3 2024 | 10.04% | 10.13% | 11.18% | 10.09% | $6.86B |
| Q4 2024 | 10.01% | 10.09% | 11.16% | 9.88% | $7.01B |
| Q1 2025 | 10.30% | 10.38% | 11.50% | 9.93% | $6.98B |
| Q2 2025 | 10.29% | 10.37% | 11.50% | 9.87% | $7.13B |
| Q3 2025 | 10.57% | 10.65% | 11.82% | 9.97% | $7.11B |
| Q4 2025 | 10.73% | 10.82% | 12.02% | 10.12% | $7.12B |
| Q1 2026 | 10.90% | 10.98% | 12.21% | 10.33% | $7.15B |
| Q2 2026 | 10.95% | 11.03% | 12.25% | 10.10% | $7.25B |
Bankers Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 953) · FFIEC NIC profile (RSSD 811046)