Bankers Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 52.95 percentage points lower than in Q1 2026, at 226.10%. Bankers Trust Company ranks 176th of 225 Iowa banks on return on assets, in the lower half at 1.05% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Bankers Trust Company sits 0.22 points lower, at 1.05% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.95% |
| Tier 1 risk-based capital ratio | 11.03% |
| Total risk-based capital ratio | 12.25% |
| Tier 1 leverage ratio | 10.10% |
| Equity capital to assets | 9.49% |
| Tangible equity to tangible assets | 9.49% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.60% |
| Non-performing assets ratio | 0.46% |
| Net charge-off ratio | 0.13% |
| Texas ratio | 5.80% |
| Allowance for credit losses to loans | 1.36% |
| Reserve coverage of non-performing loans | 226.10% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.05% |
| Return on equity | 11.44% |
| Net interest margin | 2.89% |
| Efficiency ratio | 58.47% |
| Yield on earning assets | 5.34% |
| Cost of funds | 2.31% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.69% |
| Core deposits to total deposits | 88.56% |
| Brokered deposits to total deposits | 2.99% |
| Deposits to assets | 85.76% |
| Securities to assets | 15.40% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 9.91% | 10.01% | 11.23% | 9.96% | 0.88% |
| Q4 2023 | 9.99% | 10.08% | 11.26% | 10.04% | 0.93% |
| Q1 2024 | 10.11% | 10.20% | 11.40% | 10.08% | 0.74% |
| Q2 2024 | 10.26% | 10.35% | 11.41% | 10.05% | 0.83% |
| Q3 2024 | 10.04% | 10.13% | 11.18% | 10.09% | 1.00% |
| Q4 2024 | 10.01% | 10.09% | 11.16% | 9.88% | 0.92% |
| Q1 2025 | 10.30% | 10.38% | 11.50% | 9.93% | 0.93% |
| Q2 2025 | 10.29% | 10.37% | 11.50% | 9.87% | 1.03% |
| Q3 2025 | 10.57% | 10.65% | 11.82% | 9.97% | 1.17% |
| Q4 2025 | 10.73% | 10.82% | 12.02% | 10.12% | 1.19% |
| Q1 2026 | 10.90% | 10.98% | 12.21% | 10.33% | 1.06% |
| Q2 2026 | 10.95% | 11.03% | 12.25% | 10.10% | 1.05% |
Bankers Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 953) · FFIEC NIC profile (RSSD 811046)