Bankers Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 228.8% higher than in Q1 2026, at $297.4M. Within Iowa, Bankers Trust Company is 76th of 225 on loan-to-deposit ratio, 89.69% as of Q2 2026, above the middle of the field. At 89.69%, Bankers Trust Company's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $297.4M |
| Cash and noninterest-bearing balances to assets | 3.80% |
| Cash and securities | $1.50B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $199.8M |
| Other borrowed money | $3.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.04% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.69% |
| Net loans and leases to deposits | 88.47% |
| Loans and leases to core deposits | 97.97% |
| Core deposits to total deposits | 88.56% |
| Brokered deposits to total deposits | 2.99% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 103.08% | 82.42% | $440.0M | $400.0M |
| Q4 2023 | 101.38% | 85.69% | $495.0M | $300.0M |
| Q1 2024 | 100.96% | 82.48% | $511.1M | $300.0M |
| Q2 2024 | 102.52% | 85.64% | $535.8M | $275.0M |
| Q3 2024 | 104.65% | 85.42% | $623.8M | $376.9M |
| Q4 2024 | 97.78% | 82.59% | $518.9M | $26.9M |
| Q1 2025 | 101.43% | 87.79% | $512.6M | $302.5M |
| Q2 2025 | 105.43% | 85.84% | $552.9M | $532.5M |
| Q3 2025 | 102.13% | 84.82% | $540.9M | $362.5M |
| Q4 2025 | 97.23% | 82.52% | $537.1M | $2.5M |
| Q1 2026 | 100.74% | 85.04% | $344.4M | $393.5M |
| Q2 2026 | 89.69% | 88.56% | $199.8M | $3.5M |
Bankers Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 953) · FFIEC NIC profile (RSSD 811046)