Bankers Trust Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Total interest expense: 11.3% higher than in Q1 2026, at $46.4M. On net interest margin, Bankers Trust Company is 21st from the bottom among 225 Iowa banks, 2.89% (Q2 2026). Bankers Trust Company reported 2.89% on net interest margin for Q2 2026, 0.82 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.34% |
| Yield on loans | 5.75% |
| Yield on securities | 3.76% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.31% |
| Cost of interest-bearing deposits | 3.23% |
| Cost of interest-bearing liabilities | 3.19% |
| Cost of borrowings | 2.91% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.89% |
| Yield to cost spread | 2.15% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $85.3M |
| Total interest expense | $46.4M |
| Interest expense on deposits | $43.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.36% | 2.44% | 2.60% | 5.84% | 2.77% |
| Q4 2023 | 5.44% | 2.51% | 2.62% | 5.93% | 2.97% |
| Q1 2024 | 5.47% | 2.62% | 2.56% | 5.95% | 3.19% |
| Q2 2024 | 5.58% | 2.72% | 2.59% | 6.07% | 3.25% |
| Q3 2024 | 5.74% | 2.67% | 2.76% | 6.23% | 3.29% |
| Q4 2024 | 5.61% | 2.49% | 2.85% | 6.05% | 3.34% |
| Q1 2025 | 5.41% | 2.36% | 2.84% | 5.80% | 3.43% |
| Q2 2025 | 5.55% | 2.37% | 2.93% | 5.92% | 3.53% |
| Q3 2025 | 5.67% | 2.40% | 2.96% | 6.09% | 3.57% |
| Q4 2025 | 5.49% | 2.20% | 3.03% | 5.91% | 3.63% |
| Q1 2026 | 5.32% | 2.15% | 3.01% | 5.67% | 3.68% |
| Q2 2026 | 5.34% | 2.31% | 2.89% | 5.75% | 3.76% |
Bankers Trust Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers Trust Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 953) · FFIEC NIC profile (RSSD 811046)