Bank routing number ยท Cedar Rapids, Iowa
Bankiowa Routing Number (ABA): 073920285
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The Bankiowa routing number is 073920285. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Bankiowa at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.46% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $846.2M
- Tier 1 leverage ratio, Q2 2026
- 12.46%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 13 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1881
Full financial profile · Is Bankiowa safe? · Bankiowa call report · Branch locations
Bankiowa routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 073920285 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Bankiowa publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 2028, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Bankiowa
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Bankiowa checks or in its online banking. Ask the bank for wire instructions (http://www.bankiowa.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Bankiowa
Bankiowa is headquartered in Cedar Rapids, Iowa and was established in 1881. It is in the CEDAR RAPIDS, IA metro area. It reported $846.2M in total assets and $712.7M in deposits for Q2 2026, the 29th largest of the 225 banks headquartered in Iowa. It reports 13 domestic offices. Its deposits have been FDIC insured since 1953. Its primary federal regulator is the FDIC. 9 other banks and credit unions headquartered in Cedar Rapids have a routing number listed here.
What the digits in 073920285 mean
The first four digits, 0739, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 2028, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 17 + 8 = 160, a multiple of 10, so 073920285 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Bankiowa routing number?
The Bankiowa routing number is 073920285. It is the primary ABA routing transit number registered to Bankiowa, headquartered in Cedar Rapids, IA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Bankiowa wire routing number?
This page lists the primary routing number registered to Bankiowa. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Bankiowa before sending a wire.
Is ABA number 073920285 the routing number for Bankiowa?
Yes. It is the primary routing number registered to Bankiowa.
Which bank uses routing number 073920285?
It belongs to Bankiowa, headquartered in Cedar Rapids, IA. It is the bank's primary ABA routing number (FDIC certificate 17282).
Routing numbers in Cedar Rapids, IA
- Bank
- Cedar Rapids Bank and Trust Company: 073922801
- Credit union
- Collins Community Credit Union: 273972949
- Credit union
- Corda Credit Union: 273972897
- Bank
- Greatamerica Bank N.A.: 073912808
- Credit union
- First Federal Credit Union: 273972871
- Credit union
- Metco Credit Union: 273973100
- Credit union
- Quaker Oats Employees Credit Union: 273973168
- Credit union
- Teamsters Local 238 Credit Union: 273973210
View Bankiowa's full profile →
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Regulator records: FDIC BankFind (cert 17282) · FFIEC NIC profile (RSSD 737548)