Bankwest: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits fell 0.51 percentage points from Q1 2026 to Q2 2026, ending at 24.85% against 25.36%. It was the largest change among the key lines on this page. Bankwest ranks 99th of 221 Minnesota banks on total deposits, in the upper half at $217.5M (Q2 2026). The median for banks in the $100M-1B asset tier is $276.0M on total deposits. Bankwest sits 21% lower, at $217.5M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $217.5M |
| Domestic office deposits | $217.5M |
| Foreign office deposits | — |
| Deposits to total assets | 90.67% |
| Deposits to total liabilities | 98.78% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $53.9M |
| Savings deposits | $38.1M |
| Transaction accounts to domestic deposits | 49.27% |
| Time deposits | $15K |
| Time deposits under $100k | $12.8M |
| Time deposits $100k to $250k | $9.5M |
| Time deposits over $250k | $9.4M |
| Noninterest-bearing share of deposits | 24.85% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $208.1M |
| Core deposits to total deposits | 95.68% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.33% |
| Interest expense on deposits | $541K |
| Loans and leases to core deposits | 65.64% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $223.8M | 97.17% | 0.00% | 0.81% |
| Q4 2023 | $232.4M | 97.14% | 0.00% | 0.99% |
| Q1 2024 | $228.4M | 95.36% | 0.00% | 1.31% |
| Q2 2024 | $217.2M | 95.09% | 0.00% | 1.39% |
| Q3 2024 | $224.2M | 95.52% | 0.00% | 1.55% |
| Q4 2024 | $225.9M | 95.01% | 0.00% | 1.60% |
| Q1 2025 | $225.9M | 94.99% | 0.00% | 1.55% |
| Q2 2025 | $225.0M | 94.93% | 0.00% | 1.54% |
| Q3 2025 | $223.8M | 94.73% | 0.00% | 1.58% |
| Q4 2025 | $225.9M | 94.94% | 0.00% | 1.49% |
| Q1 2026 | $216.9M | 95.46% | 0.00% | 1.38% |
| Q2 2026 | $217.5M | 95.68% | 0.00% | 1.33% |
Bankwest deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankwest, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankwest profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16704) · FFIEC NIC profile (RSSD 791353)